USDA Loan Vs. FHA loan for St.-Augustine-Shores, FL [St. Johns County ]

In 2026, the allowable USDA loan in St.-Augustine-Shores, within St. Johns county, FL, is $310,900, while the FHA loan limit for a single-family home is $388,700.

Utilize Lendersa® USDA loan calculator to compare USDA and FHA rates today and identify the income, credit, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side to help you decide on the best program for your financial situation in .

Available USDA and FHA Loan Choices in St.-Augustine-Shores, FL

Lendersa® aims to secure the best USDA or FHA loan quickly. Pick one of three options to connect with lenders and USDA programs.

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USDA Loans Explained in FL

The USDA home loan, backed by the government Department of Agriculture, known as the USDA rural development loan, is accessible exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.

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(877) 552-2242 Lender's profile and map Reviews Right By You Mortgage 130 Edinburgh South Drive, Suite 100, Cary, NC, 27511 Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process. Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h
(919) 465-4300 Lender's profile and map Reviews G & M Services Unlimited 206 New Edition Court, Cary, NC, 27511 G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
(919) 272-6749 Lender's profile and map Reviews Eastern Funding Group LLC 1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511 Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency
(800) 362-1997 Lender's profile and map Reviews Carolina Mortgage Authority Inc 107 Edinburgh South Drive, Suite 202, Cary, NC, 27511 Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
(800) 481-2956 Lender's profile and map Reviews Patriot Financial Inc 1135 Kildaire Farm Road, Suite 220-2, Cary, NC, 27511 Patriot Financial was created to provide financing solutions and customer service experiences second to none in the mortgage industry for all homeowners. Patriot Financial has three main objectives it strives to achieve on every transaction.we view our company as a one stop shop for all types of mortgages for people from all walks of life.
(919) 245-5140 Lender's profile and map Reviews Best Mortgage Lending Corp 1143-C Executive Circle, Suite 103, Cary, NC, 27511 Best Mortgage Lending are seasoned veteran professionals providing competent advice, guidance and strategies to our customers. The most important ingredients you’ll find in working with us are: Honesty, Transparency and Fastness. We are independent mortgage professionals, licensed in the State of Florida and North Carolina with over 20+ years
(919) 447-3377 Lender's profile and map Reviews Miller Lending Group, LLC 1135 Kildaire Farm Rd., Cary, NC, 27511 At Miller Lending Group we are always on the lookout for lending partners that offer low interest rates AND an underwriting process that is as simple as possible. That means we offer our customers very competitive interest rates and a process that doesn't make you feel like you've been hit by a truck! When rates move down.
(919) 853-7700 Lender's profile and map Reviews Grayton Mortgage, Inc 120 Kilmayne Dr, Suite 200, Cary, NC, 27511 Grayton Mortgage (NMLS 1104545) is a mortgage bank lending in California, New Jersey, and North Carolina. Additionally, Grayton Mortgage is a mortgage broker in New York. Grayton Mortgage intends to redefine mortgage lending by providing unparalleled customer service and strong support to the company's originators.
(865) 984-4072 Lender's profile and map Reviews Maryville Municipal Credit Union 321 West Broadway Avenue, Maryville, TN, 37801 At Maryville Municipal Credit Union. We are a State Chartered, Federally Insured Credit Union serving the Employees of the City of Maryville and their families, as well as the Employees of Atmos Energy Company and their families. Open since 1972, those Employees and Families have grown to 1500 Members strong.
(865) 238-7500 Lender's profile and map Reviews Volunteer Home Mortgage Inc. 1033 W Broadway Ave, Maryville, TN, 37801 Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender
(205) 242-6552 Lender's profile and map Reviews first federal Bank 1300 McFarland Blvd NE, Tuscaloosa, AL, 35406 First Federal Bank loan originators are eager to help you with your home loan needs. We listen carefully to each borrower & use our diverse mix of lending products to fit your situation. Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies
(978) 590-4560 Lender's profile and map Reviews Carolina Country Mortgage 1540 E Front Street, Suite 10, Clayton, NC, 27527 We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.