USDA Vs. FHA Pro and Con comparison in Fort-Lauderdale, Broward County, FL
In 2026, the USDA loan limit for Fort-Lauderdale, nestled in the county of Broward, FL, is $0. In contrast, the FHA limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to assess the leading rates between USDA and FHA options, and determine the income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to find the program that best fits your financial situation in .
2026 Loan Limits and Downpayment Requirements in Fort-Lauderdale, County of Broward, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Fort-Lauderdale, FL
At Lendersa®, our goal is to provide you with the quickest, hassle-free acquisition of the most suitable USDA or FHA loan. Begin with one of three pathways to link with lenders and explore available USDA loan programs.
A USDA home loan is a mortgage secured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and, unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.
The Bank of Morton was chartered in 1904 and has operated continuously in Scott County since its inception.The bank’s primary mission has been to serve the banking needs of Morton, as well as communities in the surrounding area. This continues to be the primary driving force around the Bank today. Being the second oldest bank
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New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.
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3634 E Andrew Johnson Highway, Greeneville, TN, 37745
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