USDA Vs. FHA Pro and Con comparison in Fort-Lauderdale, Broward County, FL

In 2025, the USDA loan limit for Fort-Lauderdale, nestled in the county of Broward, FL, is $0. In contrast, the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to assess the leading rates between USDA and FHA options, and determine the income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to find the program that best fits your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Fort-Lauderdale, County of Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Fort-Lauderdale, FL

At Lendersa®, our goal is to provide you with the quickest, hassle-free acquisition of the most suitable USDA or FHA loan. Begin with one of three pathways to link with lenders and explore available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is a mortgage secured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and, unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Uptown Financial Group, Inc.
  • 15550 W 64th Place, Arvada, CO, 80007
  • Uptown Financial Group, Inc. is a boutique mortgage company licensed in CA, CO, FL, TX, and VA. We specialize in providing our clients with the finest mortgage solutions tailored to their unique situations and individual needs. Let's face it, loans are as unique as people these days and one size doesn't fit all.
  • Canyon River Mortgage LLC
  • 155 Salina St, Lafayette, CO, 80026
  • We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
  • 1st Liberty Lending
  • 1215 Reserve Drive, Longmont, CO, 80504
  • 1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
  • Fidelity Home Mortgage LLC
  • 1906 Kristy Court, Longmont, CO, 80504
  • Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Option 1 Mortgage
  • 2274 Tyrrhenian Circle, Longmont, CO, 80504
  • Option 1 Mortgage was started with the sole purpose of helping clients have a stress free mortgage experience. Here's our business model: Give our clients such an amazing experience, so they refer everyone they know to Option 1 Mortgage. That's it! We want you to have an incredible experience & get a great deal.
  • Symple Home Loans LLC
  • 11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
  • "Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention. We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more. Having built our business on trusting relationships with real estate professionals"
  • Matson Mortgage Services LLC
  • 1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
  • I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation
  • Centennial Lending
  • 11281 Business Park Cir, Longmont, CO, 80504
  • Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
  • Investors Choice Capital Group
  • 357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027
  • Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties. ICF’s management team has been involved in the real estate investment