USDA VS FHA in Oakland-Park, Broward County, FL

In 2026, the USDA loan limit applicable to Oakland-Park, part of Broward county, FL, is $0, while the limit for FHA loans for a single-family home is $402,500.

Lendersa® offers a USDA loan calculator to help you evaluate and contrast today's most competitive USDA versus FHA rates, identifying the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, supporting you in making an informed decision on the best loan for your financial needs in .

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Exploring 2026 Loan Limits and Down Payment Requirements in Oakland-Park, County of Broward, FL

Type of Loan Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Oakland-Park, FL

Lendersa® is committed to securing the best USDA or FHA loans for you quickly and effortlessly. Choose from three starting points to align with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

A USDA home loan is a government-guaranteed mortgage facilitated by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's designed for rural communities only. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • STEM Lending, Inc.
  • 101 Hudson Street, Suite 2100, Jersey City, NJ, 07302
  • Stem Lending is an online mortgage marketplace, helping home buyers shop wholesale lenders, as they finance their dream homes. Our customers create a login and with 4 simple steps, apply for a mortgage. Our technology fetches credit reports, verifies income, assets, employment and present mortgage application to top competing mortgage.
  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip."" Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
  • American Mortgage Partners, Inc
  • 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950
  • American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.
  • Mortgage Access Corporation
  • 225 Littleton Road, Morris Plains, NJ, 07950
  • Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.
  • InstaLend Corporation
  • 222 Broadway, 19th floor, New York, NY, 10038
  • InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers. As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab. We also provide 30 year long term loans on stabil
  • United Orient Bank
  • 10 Chatham Square, New York, NY, 10038
  • United Orient Bank is the first indigenous community bank in New York Chinatown. The mission of this bank is to provide its shareholders with a safe and profitable return on their investment, over the long term. This will be accomplished by identifying and serving all legitimate financial needs of the community
  • The Finest Federal Credit Union
  • 215 Park Row, Suite 2, New York, NY, 10038
  • The Finest Federal Credit Union is the only financial institution in New York State chartered specifically to serve the needs of all Law Enforcement Personnel (Uniform & Civilian), Retirees and all Family members. Chartered in 2015, The Finest FCU evolved from the vision of a group of retired NYPD officers.
  • Global Bank
  • 8 Catherine Street, New York, NY, 10038
  • Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc