USDA VS FHA in Oakland-Park, Broward County, FL

In 2025, the USDA loan limit applicable to Oakland-Park, part of Broward county, FL, is $0, while the limit for FHA loans for a single-family home is $402,500.

Lendersa® offers a USDA loan calculator to help you evaluate and contrast today's most competitive USDA versus FHA rates, identifying the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, supporting you in making an informed decision on the best loan for your financial needs in .

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Exploring 2025 Loan Limits and Down Payment Requirements in Oakland-Park, County of Broward, FL

Type of Loan Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Oakland-Park, FL

Lendersa® is committed to securing the best USDA or FHA loans for you quickly and effortlessly. Choose from three starting points to align with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

A USDA home loan is a government-guaranteed mortgage facilitated by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's designed for rural communities only. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Equitable Mortgage Corporation
  • 3530 Snouffer Road, Suite 100, Columbus, OH, 43235
  • Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.
  • The Chasewood Bank
  • 20333 State Hwy 249, Suite 100, Houston, TX, 77070
  • Chasewood Bank has been recognized as one of the safest U.S. banks according to MSN and given a 5 star rating by Bauer Financial, Inc, indicating we are also one of the strongest banks in the U.S. While we are proud of such recognition, our number one goal is to stay true to the title of community bank.
  • Vogler Mortgage LLC
  • 118 Vintage Park Boulevard, Suite W700, Houston, TX, 77070
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sequoia Mortgage LLC
  • 118 Vintage Park Boulevard, Suite WV162, Houston, TX, 77070
  • We founded Sequoia Mortgage with the core belief that we can provide a better and more personalized experience to every customer we are privileged to serve. Providing that intangible something that takes average to amazing is what drives us. These aren't just words to us, they are the force behind everything we do to help our customers.
  • Vintage HomeLoan, LLC
  • 10924 Grant Rd PMB, Suite 119, Houston, TX, 77070
  • Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.
  • Next Step Home Loans, LLC
  • 12841 Jones Rd. #245, Houston, TX, 77070
  • Next Step Home Loans, LLC is a mortgage broker headquartered in Houston but we can offer our programs and mortgage services throughout the entire State of Texas. We are a preferred mortgage broker for some of the top mortgage wholesale lenders in the country and we use that preferred status to offer our clients.
  • MERHO Federal Credit Union
  • 15 Irene Street, Johnstown, PA, 15905
  • This financial cooperative exists to provide loan, deposit and member-oriented services to its'​ defined membership with a high level of quality and efficiency. Our objectives are to 1. promote thrift among its'​ members by offering to them a means of making safe and regular investments; and 2. to enable its'​ members to obtain loans.
  • Johnstown School Employees Federal Credit Union
  • 738 Viewmont Avenue, Johnstown, PA, 15905
  • Our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1939, our goal is to help each and every member attain a strong and secure financial future.