USDA VS FHA in Oakland-Park, Broward County, FL

In 2026, the USDA loan limit applicable to Oakland-Park, part of Broward county, FL, is $0, while the limit for FHA loans for a single-family home is $402,500.

Lendersa® offers a USDA loan calculator to help you evaluate and contrast today's most competitive USDA versus FHA rates, identifying the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, supporting you in making an informed decision on the best loan for your financial needs in .

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Exploring 2026 Loan Limits and Down Payment Requirements in Oakland-Park, County of Broward, FL

Type of Loan Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Oakland-Park, FL

Lendersa® is committed to securing the best USDA or FHA loans for you quickly and effortlessly. Choose from three starting points to align with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

A USDA home loan is a government-guaranteed mortgage facilitated by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's designed for rural communities only. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgages require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Oakland-Park Lenders

  • Flipper Loans LLC
  • 2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors

  • LoKation® Real Estate
  • 2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise.
    LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.

  • American Independent Mortgage LLC
  • 3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.

  • Clear Mortgage Lending Inc
  • 2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options

  • Blue Stream Mortgage Group Inc
  • 2751 East Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • We are experts in purchase and refinance mortgages and use our wealth of experience to find the most economical loan options for our clients. Our technology provides an efficient and innovative experience for our clients. Through our website you can submit a secure loan application or pre-qualify for a home purchase.

  • COLONIAL FIRST MORTGAGE FUNDING CORP
  • 3000 NE 30th Place, Suite 103, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • Colonial First Mortgage was opened in August 1996 and has had continued success to present day. Serving primarily South Florida we also finance throughout the entire state. Our primary focus is helping families “finance the American dream”. In doing so we feel it is a strong contribution to the surrounding communities.

  • Americas Mortgage Professionals
  • 2601 E Oakland Park Blvd, Suite 500, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • Americas Mortgage Professionals has over 20 years of direct lending experience, and we take pride in providing our customers with an honest and professional lending experience.Our team members work hard to keep our customers informed, no matter the type of loan we are helping you achieve.

  • 5 Star Personal Loans
  • 3000 N Federal Hwy, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • AAA Capital Funding is an independent Mortgage Company located in Fort Lauderdale, Florida that provides mortgage and home lending solutions to our clients looking to purchase a home. We are inspired by the need to provide individuals, couples, and families with the benefits that independent mortgage companies can provide.

  • Moore Lending Group
  • 3471 N Federal Hwy #500, Fort Lauderdale, FL, 33306
  • Lends in Florida
  • The Moore Lending Group prides itself in developing lasting relationships with clients and strives to provide excellent customer service. We understand that a home purchase is the largest financial investment one will make in their lifetime. It is important to select a trusted and experienced representative who will be available around the clock.