USDA VS FHA in Lauderdale-by-the-Sea, Broward County, FL

In the 2026, the USDA loan limit for Lauderdale-by-the-Sea in FL county of Broward is $0. Meanwhile, for a single-family home, the FHA limit is $557,750.

Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. This tool identifies the requisite income, credit, reserves, and documentation to qualify. Through our advanced mortgage calculator, you can examine the USDA, FHA, Conforming, and VA options side-by-side, assisting in deciding which program in best fits your financial needs.

Compare loan offers from 100 diverse lenders

2026 Loan Limits and Down Payment in Lauderdale-by-the-Sea, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Lauderdale-by-the-Sea, FL

Lendersa® aims to quickly and smoothly secure the best USDA or FHA loan for your needs. Start by choosing one of three tracks that align you with suitable lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in FL

A USDA home loan, guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, is solely available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans boast no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • EMCAP
  • 1140 Reservoir Avenue, Cranston, RI, 02920
  • EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.
  • Truity Credit Union
  • 501 S. Johnstone, Bartlesville, OK, 74005
  • Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account
  • Waterman Bank
  • 248 W. Lincoln Hwy., Waterman, IL, 60556
  • Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.
  • Martha’s Vineyard Savings Bank
  • 78 Main Street, Edgartown, MA, 02539
  • Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
  • Metro Mortgage Group
  • 405 E. Main Street, Owosso, MI, 48867
  • We are a small company that takes pride in having a vested personal interest in your financial success. We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer. While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player
  • Genex Lending LLC
  • 1775 Lanyon Drive, Bartlett, IL, 60103
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • THE PREFERRED GROUP MORTGAGE AND CONSULTING SERVICES, INC.
  • 110 S. Oak Ave, Suite 100, Bartlett, IL, 60103
  • We are not a BIG BOX Loan Store quoting rates and closing costs based off of a computer algorithm. Here at the Preferred Group, we go to work for you. We roll up our sleeves and do the hard work, finding you the best options for your situation. Due to our experience and full-service operations, we provide in-depth knowledge, help