USDA Vs. FHA your options comparison in Frostproof, Polk County, FL
In 2025, the USDA loan limit for Frostproof in the county of Polk, in FL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare the current top rates for USDA versus FHA, and to determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you decide which program in locations such as Alabama suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Frostproof, Polk, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Frostproof, FL
The mission of Lendersa® is to connect you with the most suitable USDA or FHA loan swiftly and without complications. Select one of three initial paths to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is restricted to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
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