USDA Vs. FHA your options comparison in Cypress-Gardens, Polk County, FL
In 2025, the loan limit for USDA in Cypress-Gardens, situated in the county of Polk, FL, is set at $285,000. By comparison, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator is an excellent tool to contrast today's best USDA and FHA rates. It assists you in evaluating income, credit scores, reserves, and necessary documentation for qualification. Applying our advanced mortgage calculator, you can examine USDA, FHA, VA, and Conforming loans side-by-side to find the best program in tailored to your financial requirements.
Exploring 2025 Loan Limits and Down Payment Needs in Cypress-Gardens, County of Polk, FL
Loan Type
Maximum Loan
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Cypress-Gardens, FL
Lendersa® aims to quickly and effortlessly secure the most suitable USDA or FHA loan for you. Choose from three initial strategies that connect you to matching lenders and USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is exclusively accessible for rural areas. This differs from FHA loans, which require at least a 3.5% minimum down payment, as the USDA mortgage does not necessitate any down payment.
9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
Bank of the Mountains opened its doors in September 1973. As one of the few family-owned banks left in our state, we understand that relationships matter & strive daily to ensure that our customers are treated right.Nothing is more important to us than our customers feeling they have a partner they can depend on to accomplish their financial goals.
First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered:
Home Mortgages
Commercial Loans
Personal Installments
Home Equity
501 Viking Drive, Suite A, Virginia Beach, VA, 23452
Virginia Beach Postal FCU was chartered on April 5, 1963 to accommodate the financial needs of Virginia Beach Postal Employees. In 2019 we expanded our field of membership to include all United States Postal Service Richmond Virginia District employees. Virginia Beach Postal Federal Credit Union, a member-owned financial institution.
4164 Virginia Beach Boulevard, Virginia Beach, VA, 23452
Beach Municipal Federal Credit Union has been serving the financial needs of its members since 1970. In that time, we've become more than just another financial institution ~we've become your friend, your family and your partner in achieving your financial dreams. Our Mission is Dedicated to understanding and meeting members' needs & expectations.
272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
For over 25 years, Easy Money EMG has helped hundreds of thousands of good people get access to funds when they need them. We believe that everyone deserves a trustworthy source of credit to handle short-term needs whether they have good, fair or credit that needs a little help. We promise to work with you directly.
272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
Minute Loan Center has been your neighborhood community lender for over 25 years. We have helped hundreds of thousands of hardworking Americans find the funds they need, often when others would not help them. Our personalized Installment Loans start with a quick application process and we offer a variety of funding options online
468 Investors Pl, Suite 102, Virginia Beach, VA, 23452
Consumer Mortgage & Investment Corp. We have been serving the needs of homeowners for mortgages in Virginia since 1982. Buying a home is an exciting time and, once you have found your perfect home, you'll need to look for mortgage companies. We can help you find the perfect mortgage for your new home from one of our loan programs.
580 Lynnhaven Parkway, Suite 103, Virginia Beach, VA, 23452
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
780 Lynnhaven Parkway, Suite 400, Virginia Beach, VA, 23452
At Sun West Mortgage Company, Inc. (Sun West), we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry
780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452
At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
