USDA Vs. FHA your options comparison in Cypress-Gardens, Polk County, FL
In 2025, the loan limit for USDA in Cypress-Gardens, situated in the county of Polk, FL, is set at $285,000. By comparison, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator is an excellent tool to contrast today's best USDA and FHA rates. It assists you in evaluating income, credit scores, reserves, and necessary documentation for qualification. Applying our advanced mortgage calculator, you can examine USDA, FHA, VA, and Conforming loans side-by-side to find the best program in tailored to your financial requirements.
Exploring 2025 Loan Limits and Down Payment Needs in Cypress-Gardens, County of Polk, FL
Loan Type
Maximum Loan
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Cypress-Gardens, FL
Lendersa® aims to quickly and effortlessly secure the most suitable USDA or FHA loan for you. Choose from three initial strategies that connect you to matching lenders and USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is exclusively accessible for rural areas. This differs from FHA loans, which require at least a 3.5% minimum down payment, as the USDA mortgage does not necessitate any down payment.
At Michigan Coastal Credit Union, we’ve been owned by our members since 1958. We are committed to Making a Difference and Adding Value to our team, members and the communities we serve.
We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
The South Texas Regional Federal Credit Union is a non-profit organization solely owned by its members. It is governed and insured by the National Credit Union Administration.
We have been serving the Laredo and surrounding areas for more than 66 years. We strive to provide our members with services to meet their everyday needs.
We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.
DEL HOME LENDING, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
715 Terrace Street, Suite 101, Muskegon, MI, 49440
Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more.
MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
"Our vision is to make sure that the American Dream lives on.
That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life.
That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
Crouse Federal Credit Union was organized in 1978 by a group of ambitious Crouse Irving Memorial Hospital employees who wanted to create a safe place for fellow employees to borrow and save at fair rates and with confidentiality. Unlike any other financial institution, a credit union is owned and controlled by the people it serves.
The University Neighborhood Preservation Association, Inc. is a non-profit 501(c)(3) tax exempt organization incorporated in 1990. UNPA primarily administers a homebuyers assistance program that helps families and individuals purchase homes in the UNPA Target Area.
Promote owner-occupancy of homes in the area east of Syracuse University campus
