USDA Loan Vs. FHA loan for Cypress-Gardens, FL [Polk County Rates 2023]

In 2025, USDA loan limit in Cypress-Gardens, county of Polk, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Cypress-Gardens, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(785) 325-2221 1201 miles Lender's profile and map Reviews The First National Bank of Washington 101 C Street, Washington, KS, 66968 FNB Washington was originally chartered as a national bank in 1883, the same year the Brooklyn Bridge opened and the year Buffalo Bill Cody debuted his "Wild West Show". We've been around longer than radio, neon lights and crayons, Hershey bars and Duct tape. We were serving customers before Einstein published the Theory of Relativity
(715) 258-1400 1202 miles Lender's profile and map Reviews The Farmers State Bank of Waupaca 112 West Fulton Street, Waupaca, WI, 54981 The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness. To maximize our return to shareholders, while making sound decisions today
(712) 527-5229 1202 miles Lender's profile and map Reviews Glenwood State Bank IA 32 North Walnut Street, Glenwood, IA, 51534 Glenwood State Bank is a family owned bank that has been proudly serving Southwest Iowa since 1899. Our guiding principle is to develop strong relationships with our customers that last for generations while being an integral piece of our communities to help them prosper and grow.
(802) 767-3333 1202 miles Lender's profile and map Reviews White River Credit Union 96 North Main Street, Rochester, VT, 05767 The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
(806) 259-3556 1202 miles Lender's profile and map Reviews First Bank and Trust of Memphis 501 Main Street, Memphis, TX, 79245 First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.
(603) 436-0037 1203 miles Lender's profile and map Reviews Presidential Mortgage Inc 390 Portsmouth Avenue, Greenland, NH, 03840 Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.
(802) 388-4982 1203 miles Lender's profile and map Reviews National Bank of Middlebury 30 Main Street, Middlebury, VT, 05753 Founded in 1831, National Bank of Middlebury has served the needs of the people who live and work in west central Vermont for almost two centuries. We are a locally owned and managed independent bank and are proud to contribute to the local economies of the communities we serve. We are committed to helping our customers live their best lives by pro
(315) 393-3530 1203 miles Lender's profile and map Reviews St. Lawrence Federal Credit Union 800 Commerce Park Drive, Ogdensburg, NY, 13669 Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty
(315) 393-2873 1203 miles Lender's profile and map Reviews Ed-Med Federal Credit Union 601 Ford Street, Ogdensburg, NY, 13669 Ed-Med Federal Credit Union was formed by the merger of two long existing credit unions: Ogdensburg Public Schools Employees Federal Credit Union and A.B.H.H. Employees Federal Credit Union. Our membership consists of employees in the education and medical field in the greater Ogdensburg NY area. We are a federally chartered credit union
(715) 366-4311 1204 miles Lender's profile and map Reviews Portage County Bank 1155 County Road D, Almond, WI, 54909 At The Portage County Bank we offer our customers a complete line of deposit services. We have checking accounts, savings accounts, money market accounts and certificates of deposits with various maturities and rates. We also have regular IRA and Roth IRA Accounts. Whatever type of account you are looking for The Portage County Bank has it for you.
(518) 891-1666 1204 miles Lender's profile and map Reviews Tri-Lakes Federal Credit Union 197 Broadway, Saranac Lake, NY, 12983 Our Mission is to Consistently deliver prompt, courteous service to our members, achieve superior, long-term overall value for our members and create an environment that promotes and rewards the development and positive contribution of our employees. The credit union’s mission shall be accomplished by keeping in mind a set of core values.