USDA Loan Vs. FHA loan for Cypress-Gardens, FL [ best of 2023]

In 2024, USDA loan limit in Cypress-Gardens, county of Polk, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cypress-Gardens, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(701) 664-3388 https://www.thebankoftioga.com/ 1807 miles Lender's profile and map Reviews The Bank of Tioga 7 North Main Street, Tioga, ND, 58852 The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.
(928) 899-3398 https://www.bcr4loans.com/ 1808 miles Lender's profile and map Reviews Bankers Capital Resources Inc 450 Jordan Road, Suite 4, Sedona, AZ, 86336 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(701) 464-5421 http://www.libertystateplnd.com/ 1809 miles Lender's profile and map Reviews Liberty State Bank 111 Main Street, Powers Lake, ND, 58773 In 1952, Liberty State Bank opened its doors as a North Dakota owned full-service bank. Our full-service community bank offers a broad range of commercial and consumer banking services. Local ownership means efficient, effective decision making and advice to help our individual and business customers grow and succeed.
(480) 553-5555 https://www.gfequote.com 1811 miles Lender's profile and map Reviews Interstate Mortgage Service, Inc. 25062 South 190th Street, Queen Creek, AZ, 85142 At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(480) 866-0172 https://lifechangerloan.com/ 1811 miles Lender's profile and map Reviews Life Changer Loan Corp 3613 East Flintlock Drive, Queen Creek, AZ, 85142 At Life Changer Loan, we’re making that a reality for homebuyers in Arizona by offering a special loan that can help you pay off your loan and build equity in record time. A Life Changer Loan is a special type of home loan that merges home finance with personal banking in a convenient, integrated package.
(480) 358-1000 https://gcbaz.com/ 1812 miles Lender's profile and map Reviews Gateway Commercial Bank 6860 East Warner Road, Mesa, AZ, 85212 Gateway Bank represents a return to how banking used to be, where the staff knew everyone by name and treated you like a person instead of a number. We bring this nostalgic approach into modern times and offer the best of both worlds: the local, personal attention you want, plus a wide variety of products and services to meet your needs.
(480) 660-4872 https://usaprivatemoney.com/ 1812 miles Lender's profile and map Reviews USA Private Money, LLC 5332 South Sabrina, Mesa, AZ, 85212 USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.
(949) 419-6100 https://allcoastlending.com/ 1812 miles Lender's profile and map Reviews All Coast Lending Inc. 2500 S Power Rd, Suite 223, Mesa, AZ, 85209 All Coast Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(480) 442-8834 https://khowardmortgageteam.com/ 1814 miles Lender's profile and map Reviews KHoward Mortgage Team 2913 N Power Rd, Suite 108, Mesa, AZ, 85215 "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Through working with Union Home Mortgage, a Direct Lender,"
(855) 440-4852 https://www.trustedlendingcenter.com/ 1814 miles Lender's profile and map Reviews Trusted Lending Center 2929 North Power Road, Mesa, AZ, 85215 We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.
(480) 355-2430 https://www.bluebrickfinancial.com/ 1814 miles Lender's profile and map Reviews Blue Brick Financial LLC 4710 East Falcon Drive, Suite 202, Mesa, AZ, 85215 We provide a professional environment for you to feel comfortable and welcome to discuss your needs. We are committed to evaluate every individual situation. With the experience and education of our mortgage consultants, we will help you make the best home financing decision possible.