USDA Vs. FHA your options comparison in Lake-Wales, Polk County, FL
For the year 2025, the USDA loan ceiling in Lake-Wales, located within Polk county of FL, is $285,000. Comparatively, the FHA limit for a single-family home stands at $356,362.
Make use of the Lendersa® USDA loan calculator to assess the most favorable USDA and FHA rates currently available. This tool can help you determine the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side, enabling you to find the best program in that fits your financial needs.
Loan limits and downpayment requirements for 2025 in Lake-Wales, within the county of Polk, FL
Loan Type
Loan Cap
Initial Payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Lake-Wales, FL
Our mission at Lendersa® is to secure the most advantageous USDA or FHA loan for you promptly and with ease. Begin at any of the three points that lead to an optimal match of lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government's Department of Agriculture. This financial product is limited to rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage carries no such requirement.
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399 Knollwood Road, Suite 320, White Plains, NY, 10603
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1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
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