USDA Vs. FHA Pro and Con comparison in Fruitland-Park, Lake County, FL
For 2025, the USDA loan limit in Fruitland-Park, situated in the county of Lake, FL, is $285,000, while the FHA limit is $356,362 for a single-family home.
Utilize the Lendersa® USDA loan calculator to measure today's best rates between USDA and FHA programs. Determine the requirements for income, credit, reserves, and documentation necessary to qualify. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Fruitland-Park, County of Lake, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fruitland-Park, FL
The primary goal of Lendersa® is to facilitate access to the most advantageous USDA or FHA loan swiftly and without complications. Choose one among three starting points to discover matched lenders and ideal USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. It's exclusively available in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans do not require any down payment.
Since its inception in 1952, the Mississippi DHS Federal Credit Union has been serving its members in and around the Jackson, Mississippi area with exceptional financial products. The Mississippi DHS FCU offers its members a full-service website that allows for true “Banking From Home” functionality.
HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing
Mississippi Highway Safety Patrol Federal Credit Union
1900 East Woodrow Wilson Avenue, Jackson, MS, 39216
We exist solely to serve our members by offering products designed to meet their financial needs, enhance their financial well-being and improve their lives in general. In other words, we exist for you. You are the credit union. You are our purpose and we are here to make your money work for you.
Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
500 East Woodrow Wilson, Suite H, Jackson, MS, 39216
Healthplus Federal Credit Union has been serving the Mississippi Health Department and their families since 1948. We are located at 500 E Woodrow Wilson Ave, Jackson, Mississippi, United States. We encourage our members to enroll in online banking to manage your accounts, make loan payments, pay bills, and more at your own convenience.
We were established in 1966 by a few state employees to serve state employees. Our mission statement is that "We provide quality services and help members attain financial success". Our membership consists of City, State, Federal employees who are employed or funded by a governmental entity, their immediate families.
The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
Our vision is to be the financial services advisor and provider of choice in each community we serve. Our Mission is to To provide quality financial services and advice by: Understanding, then meeting the needs of our customers, Creating security and opportunity for our employees, Being good citizens in our communities.
Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide