USDA Loan Vs. FHA loan pro & con for Fruitland-Park, Lake County, FL

In 2024, USDA loan limit in Fruitland-Park, county of Lake, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fruitland-Park, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(712) 722-4846 https://myasb.bank/ 1263 miles Lender's profile and map Reviews American State Bank 525 N Main Ave, Sioux Center, IA, 51250 At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.
(207) 623-1851 https://www.mainestatecu.org/ 1263 miles Lender's profile and map Reviews Maine State Credit Union 200 Capitol Street, Augusta, ME, 04330 Maine State Credit Union is devoted to improving our members' financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.
(800) 696-1146 https://trademarkfcu.org/ 1263 miles Lender's profile and map Reviews Trademark Federal Credit Union 44 Edison Drive, Augusta, ME, 04330 At Trademark, we are committed to delivering excellent service, while providing professional financial guidance, education, and the right combination of products and services to help our Members and their families build and sustain financial security. We will seek continued growth – for the benefit of our Members.
(207) 623-5171 https://kvfcu.org/ 1263 miles Lender's profile and map Reviews KV Federal Credit Union 316 West River Road, Augusta, ME, 04330 KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.
(207) 623-3857 https://www.connectedcreditunion.org/ 1263 miles Lender's profile and map Reviews Connected Credit Union 85 Civic Center Drive, Augusta, ME, 04330 Connected Credit Union shares profits with members as they are owners/share holders of a financial cooperative. Originally chartered in 1967 as the Maine Teachers Association Credit Union – to serve Educators throughout Maine; changing its name to Maine Education Credit Union in the mid 90’s.
(207) 622-3442 https://www.capitalareafcu.org/ 1263 miles Lender's profile and map Reviews Capital Area Federal Credit Union 2010 North Belfast Avenue, Augusta, ME, 04330 Capital Area Federal Credit Union is a not for profit, member owned organization that has been proud to serve our community members for over 65 years.We have grown over time but have not forgotten who we are & those who have supported us over the years.We offer a full range of financial products & services; from share accounts to checking accounts.
(507) 665-4200 https://cornerstonestatebank.com/ 1263 miles Lender's profile and map Reviews Cornerstone State Bank 415 North Main, Le Sueur, MN, 56058 CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.
(651) 224-4631 https://www.myrcu.com/ 1263 miles Lender's profile and map Reviews Riverview Credit Union 115 Hardman Avenue South, South Saint Paul, MN, 55075 Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
(612) 222-1333 http://lendsmartmortgage.com/ 1263 miles Lender's profile and map Reviews Lend Smart Mortgage 100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075 Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
(952) 736-1111 http://www.distinctivemortgages.com 1263 miles Lender's profile and map Reviews Distinctive Mortgages 13754 Frontier Ct, Suite 107, Burnsville, MN, 55337 Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you.