USDA Vs. FHA Pro and Con comparison in Leesburg, Lake County, FL

In 2026, within Leesburg, in the county of Lake, FL, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, identifying the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting you in making the best choice for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Leesburg, County of Lake, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Consider USDA and FHA Loan Options in Leesburg, FL

Lendersa® is dedicated to efficiently securing the best USDA or FHA loan for you without hassle. Choose one of three initial pathways to connect with matching lenders and access suitable USDA loan programs.

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Understanding USDA Loans in FL

The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. Available solely in rural areas, it differs from FHA loans by not requiring a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



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