In 2025, the USDA loan cap for Eustis, situated in Lake County, FL, stands at $336,500. Comparatively, the FHA cap is $472,030 for a single-family residence.
With the Lendersa® USDA loan calculator, assess the best current rates of USDA versus FHA loans. Determine the necessary income, credit score, reserves, and required documentation for eligibility. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the best solution for your specific financial circumstances in
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| Loan Type | Loan Limit | Down payment |
|---|---|---|
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan quickly and with utmost ease. Select from three initial pathways that link you to lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development or USDA mortgage, is accessible solely in rural areas. Contrary to FHA loans, which require at least a 3.5% down payment, USDA mortgages permit a zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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