USDA Vs. FHA your options comparison in Eustis, Lake County, FL

In 2025, the USDA loan cap for Eustis, situated in Lake County, FL, stands at $336,500. Comparatively, the FHA cap is $472,030 for a single-family residence.

With the Lendersa® USDA loan calculator, assess the best current rates of USDA versus FHA loans. Determine the necessary income, credit score, reserves, and required documentation for eligibility. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the best solution for your specific financial circumstances in .

Examine loan offers from 100 diverse lenders

2025 Loan Caps and Down Payment Details for Eustis, Lake County, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Eustis, FL

The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan quickly and with utmost ease. Select from three initial pathways that link you to lenders and USDA loan offerings.

Lendersa USDA loan request outcomes

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development or USDA mortgage, is accessible solely in rural areas. Contrary to FHA loans, which require at least a 3.5% down payment, USDA mortgages permit a zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Royalty Elite Mortgage Corp
  • 19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
  • Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.
  • NVE Bank
  • 76 Engle Street, Englewood, NJ, 07631
  • NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
  • Kennedy Funding
  • 267 South Dean Street, Englewood, NJ, 07631
  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
  • NVE Bank
  • 76 Engle Street, Englewood, NJ, 07631
  • NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business and personal financial services
  • Transit Authority Division B FCU
  • 3961 10th Avenue, Room 230, New York, NY, 10034
  • Since its inception in 1935 the Transit Authority Division B Federal Credit Union has been serving its members in the NEW YORK, New York area with exceptional financial products. Currently led by Robert Potter, the Transit Authority Division B FCU has grown its membership to over 1, 785 with assets of more than $5, 903, 219.
  • United Financial Insurance Group, LLC.
  • 2061 W. La Plume Rd, La Plume, PA, 18440
  • United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.
  • Level Up Home Loans LLC
  • 42191 East Ann Arbor Road, Plymouth, MI, 48170
  • Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Mortgage Ink
  • 42875 Five Mile Rd., Plymouth, MI, 48170
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Smart Mortgage
  • 352 N Main, Suite 1, Plymouth, MI, 48170
  • Marc Nocera founded Home Smart Mortgage on the premise of offering competitive rates I was not able to offer through the branch correspondent models that have more padding in the rates." Marc Nocera has been in the real estate business for over 15 years. He started his career in real estate in mid 1990′s in West Bloomfield, Michigan.
  • Community Financial Credit Union
  • PO Box 8050, Plymouth, MI, 48170
  • Community Financial Credit Union is a not-for-profit, full-service financial institution headquartered in Plymouth, MI, with 13 branches in southeast and northern Michigan. For 70 years, Community Financial has been committed to giving back to the communities it serves.Membership is also available for businesses and other legal entities.