USDA and FHA Pro and Con in Eustis, Lake County, FL

In 2025, the USDA loan cap for Eustis, situated in Lake County, FL, stands at $336,500. Comparatively, the FHA cap is $472,030 for a single-family residence.

With the Lendersa® USDA loan calculator, assess the best current rates of USDA versus FHA loans. Determine the necessary income, credit score, reserves, and required documentation for eligibility. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the best solution for your specific financial circumstances in .

Examine loan offers from 100 diverse lenders

2025 Loan Caps and Down Payment Details for Eustis, Lake County, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Eustis, FL

The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan quickly and with utmost ease. Select from three initial pathways that link you to lenders and USDA loan offerings.

Lendersa USDA loan request outcomes

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development or USDA mortgage, is accessible solely in rural areas. Contrary to FHA loans, which require at least a 3.5% down payment, USDA mortgages permit a zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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