USDA and FHA Pro and Con in Lake-Placid, Highlands County, FL
In 2025, the USDA loan limit for Lake-Placid in Highlands County, FL is set at $285,000. In contrast, the FHA limit is $356,362 for single-family homes.
The Lendersa® USDA loan calculator is your tool to compare today's best rates between USDA and FHA loans. Determine the requirements for income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program in for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Lake-Placid, Highlands, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lake-Placid, FL
The goal of Lendersa® is to promptly and smoothly secure the ideal USDA or FHA loan for you. Begin by selecting one of three starting points to find lenders and explore the USDA loan programs that align with your criteria.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also called the USDA rural development loan or USDA mortgage. It's exclusively available in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment, USDA loans do not necessitate any down payment, making them an attractive option for qualifying buyers.
6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
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Norfolk Capital provides short-term bridge capital for real estate investors, developers, and home builders who need immediate funding for an acquisition or refinancing.
Our creative real estate financing solutions are structured exclusively for those seeking alternatives to conventional bank loans.
For over a century, we have remained committed to helping the people and businesses of the West Shore community improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live.
