USDA Vs. FHA your options comparison in Taylor-Creek, Okeechobee County, FL

In the year 2025, the USDA loan limit in Taylor-Creek, located in Okeechobee county, FL, is $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.

Utilize Lendersa®’s USDA loan calculator to compare the top rates offered by USDA and FHA today, and identify the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, guiding your selection of the best program for your financial scenario in .

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Loan limits and down payment requirements for 2025 in Taylor-Creek, Okeechobee, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Taylor-Creek, FL

Lendersa® strives to quickly provide you with the best possible USDA or FHA loan without difficulty. Start with one of three options to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the government through the Department of Agriculture, also called a USDA rural development loan or USDA mortgage. It's available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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