USDA Vs. FHA your options comparison in Okeechobee, Okeechobee County, FL
In 2025, the USDA loan limit for Okeechobee, in the county of Okeechobee, FL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today. Identify the necessary income, credit, reserves, and required documentation for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, assisting you in selecting which program in Alabama suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Okeechobee, County of Okeechobee, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Opportunities in Okeechobee, FL
Lendersa® strives to secure the most advantageous USDA or FHA loan for you promptly and effortlessly. Choose from three starting points to find matching lenders and suitable USDA loan options.
A USDA home loan is secured by the U.S. Department of Agriculture, also called a USDA rural development loan or mortgage, available exclusively in rural locations. Unlike FHA loans which demand at least a 3.5% down payment, USDA loans require none.
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