USDA and FHA Pro and Con in Largo, Pinellas County, FL
In 2025, the USDA loan cap in Largo, within the county of Pinellas, FL, is $0. In contrast, the FHA limit for a single-family residence reaches $472,030.
Utilize Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA. This tool aids in determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, assisting in deciding the most suitable program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Largo, County of Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Navigating USDA and FHA Loan Choices in Largo, FL
The aim of Lendersa® is to swiftly and seamlessly connect you with the best USDA or FHA loan options. Start with one of three initial methods that connect you with matching lenders and explore USDA loan programs.
A USDA home loan, officially backed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, and it is exclusively accessible in rural areas. Whereas FHA loans require a minimum down payment of 3.5%, USDA loans do not call for any down payment, providing a more accessible option for eligible applicants.
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
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The Mattoon Community Unit #2 Credit Union was formed in 1960 to provide employees of the Mattoon school district a convenient place to save and borrow money. In 1975, the credit union merged with the Charleston Teachers’ Credit Union to form what is now the AREA EDUCATIONAL CREDIT UNION.
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7645 Delmar Blvd, 2nd Floor, Saint Louis, MO, 63130
"We’re a small private money lender dedicated to helping real estate investors, rehabbers and flippers in the greater St. Louis area. We’ve been serving investors with private loans and hard-money loans since 2011.
We’ve made a choice to stay small and local in St. Louis so we can be the best resource possible for our real estate borrowers."
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
Choice Home Finance is a licensed mortgage broker committed to responsible lending. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in most of the products and programs that are available today. We can help you secure a residential mortgage loan,
113 Old State Road, Suite 103, Ellisville, MO, 63021
Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.
