USDA and FHA Pro and Con in Largo, Pinellas County, FL
In 2025, the USDA loan cap in Largo, within the county of Pinellas, FL, is $0. In contrast, the FHA limit for a single-family residence reaches $472,030.
Utilize Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA. This tool aids in determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, assisting in deciding the most suitable program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Largo, County of Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Navigating USDA and FHA Loan Choices in Largo, FL
The aim of Lendersa® is to swiftly and seamlessly connect you with the best USDA or FHA loan options. Start with one of three initial methods that connect you with matching lenders and explore USDA loan programs.
A USDA home loan, officially backed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, and it is exclusively accessible in rural areas. Whereas FHA loans require a minimum down payment of 3.5%, USDA loans do not call for any down payment, providing a more accessible option for eligible applicants.
4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
"We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number.
With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We strive for the ultimate experience in customer service while using our mortgage services. Whether you are looking for a specific program or you don't know where to start, we are here to help. President Frank Weigel is help every day all lients obtain the best loans in order to finance their properties.
Heidelberg Capital Corp. is a Licensed Florida Mortgage Brokerage Corporation dedicated to helping Florida consumers make informed real estate financing decisions. Our professional, experienced staff will answer all your real estate financing questions and will ensure your mortgage process goes smoothly from application to funding.
As the owners of Motto Mortgage Approved (Kerven & Marilyn Dennis) we would like to thank you for getting to this page it means you share an interest in supporting our Franchise/Local Tampa small business. Supporting your neighbor, your friend. We are not here hiding behind the computer never to be seen.
