USDA Vs. FHA your options comparison in Harbor-Bluffs, Pinellas County, FL
In 2026, the USDA loan limit in Harbor-Bluffs, situated in Pinellas, FL, is $0, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program available in for your unique financial situation.
2026 Loan Limits and Down Payment Requirements in Harbor-Bluffs, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Harbor-Bluffs, FL
The objective of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and effortlessly. Choose from three starting points leading to matching lenders and suitable USDA loan programs.
The USDA home loan, assured by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is accessible only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment, offering eligible borrowers more affordable financing.
Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.
"Journey Credit Union's friendly staff is here to serve all your financial needs.
It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.
KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.
