USDA Vs. FHA Pro and Con comparison in Ridgecrest, Pinellas County, FL
In 2025, the USDA loan limit in Ridgecrest, located within Pinellas county, FL, is $0, while the FHA cap for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today’s competitive rates between USDA and FHA, and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, aiding in your decision of which program best suits your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Ridgecrest, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ridgecrest, FL
The mission of Lendersa® is to secure you the most favorable USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders offering matching USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
14985 Glazier Avenue, Suite 100, Apple Valley, MN, 55124-6539
Wings Financial was originally chartered by 7 Northwest Airlines employees who recognized the value of a cooperative financial institution where members help each other succeed financially. In this cooperative spirit, Wings is a not-for-profit financial institution where members are also owners.
New Threshold Mortgage knows Atlanta and the surrounding areas of Fulton, Cobb, DeKalb, Fayetteville, Coweta, Meriwether, Troop and Gwinnett counties. We know how the expectations of the local REALTORS®, attorneys, appraisers, and so much more. With state-of-the-art technology that makes the loan process easy and fast
1200 Route 46 W, Suite 201, Parsippany, NJ, 07054-2154
E & G Financial Services Inc. has been providing the most competitive mortgage rates in New Jersey for over 28 years. We pride ourselves in providing the lowest fees and the best service to our customers. Our fixed rates and adjustable rates are the best in the state. When you are looking for low interest rates call us.
VGIS arranges real estate loans in 50 states. Get your loan approval in 24 hours with the most competitive rates and terms anyplace in the country. Our experienced staff knows how important it is to stay in solid communication with our clients 7 days a week to provide updates and support while your loan is being processed.
Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.
11023 Eucalyptus Street, Suite 100, Rancho Cucamonga, CA, 9173
Best Capital Funding- Rancho Cucamonga Our mission is to be the premier Mortgage banker in the communities we serve. We are dedicated to promoting the American Dream and devoted to cultivating genuine personal relationships by partnering with our customers to fulfill their unique financial needs.
11 Capital Finance, LLC is one of the largest full service commercial loan brokerages in the United States. We are the conduit to hundreds of billions of dollars annually. Our specialty is commercial real estate lending from $100k to over $100million+. We consider all property types and credit profiles.
205 West Main Street, White Sulphur Springs, MT, 59645
We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.
Our banking facility is located in the picturesque, historic town of Ely, White Pine County, Nevada. The First National Bank of Ely has the distinct honor of holding the oldest bank charter in the great state of Nevada – we celebrated a century of service in 2007.
We continue this long history of customer service
