USDA Vs. FHA Pro and Con comparison in Lauderhill, Broward County, FL

During 2025, the USDA loan limit in Lauderhill, within Broward County, FL, is established at $0, whereas for a single-family home, the FHA cap is $557,750.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today, and to determine the necessary income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your specific financial needs in .

Compare loan options from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Lauderhill, Broward County, FL

Loan Type Maximum Limit Initial Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Lauderhill, FL

The mission of Lendersa® is to promptly procure life-enhancing USDA or FHA loans without complications. Start with any of these three paths to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan applications and matches

Understanding USDA Loans in FL

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible exclusively in rural areas. Distinct from FHA loans that necessitate at least a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chicagoland Mortgage Group LLC
  • 3351 West Harlem Avenue, Chicago, IL, 60634
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • HLP Mortgage
  • 1235 South Highland Ave, Suite A, Lombard, IL, 60148
  • Founded in 2014, HLP Mortgage opened its doors to the Illinois community. We are a privately owned company and a full-service mortgage banker. Our focus is to better the community with the services we provide by offering low interest rates and an unequaled customer service experience.
  • Great Mortgage - Kris Krajecki
  • 1920 S Highland Ave, Suite 220, Lombard, IL, 60148
  • Great Mortgage has made the mortgage process easier is by integrating technology with our outstanding customer service.On our website you can submit a complete on-line, secure loan application or pre-qualify for an Arizona, Illinois, Indiana, Colorado, Florida, Missouri or Tennessee home loan. You may also evaluate your different financing options.
  • CU/America Financial Services, Inc.
  • 200 W 22nd Street, Suite 280, Lombard, IL, 60148
  • CU/America Financial Services is a local, Illinois-licensed mortgage company that has been serving the needs of our mortgage loan borrowers for 20 years. As a leader in the mortgage industry, we constantly strive to deliver excellence in every area of the loan transaction. Since our modest beginning in 1994.
  • Loan Cabin Inc
  • 1910 S Highland Ave, Suite 300, Lombard, IL, 60148
  • Loan Cabin is a modern lender who’s mission is to streamline the mortgage process by using technology to provide consumers a quick, simple, and transparent home loan. By executing this we are able to provide the lowest interest rates, cost, and experience for the customer. Buying a home can be hard, we make it easier
  • NEIGHBORHOOD LOANS, INC
  • 55 West 22nd Street, Suite 130, Lombard, IL, 60148
  • Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority. Neighborhood Loans is a Residential Mortgage Lender utilizing a business model aimed at educating and enabling consumers in a rapidly changing market. Our mission is to provide the finest service.
  • Market Place Mortgage Corp.
  • 246 E. Janata Blvd, Suite 220, Lombard, IL, 60148
  • Market Place Mortgage Corp Founded in 2008 by seasoned mortgage professionals with no place to go to share their ideal respect for customers Market Place Mortgage, like the name intended, was designed to offer choices to customers and put the customer first. We are a mortgage bank that offers the full spectrum of every lending option in the market.
  • Asset Mutual Mortgage,Inc
  • 2500 S Highland Ave Suite 310, Lombard, IL, 60148
  • Asset Mutual Mortgage has a reputation as one of the best mortgage lenders Chicago has to offer. With positive ratings overflowing on Zillow, you can be confident in trusting us to be your personal mortgage planner. Count on us to guide you through the process of buying or refinancing your home