USDA VS FHA in North-Lauderdale, Broward County, FL

In 2025, the USDA loan threshold in North-Lauderdale, located in Broward county, FL, is set at $0, whereas the FHA limit for a single-family dwelling is $402,500.

Employ Lendersa® USDA loan calculator to evaluate the current USDA against FHA premier rates, and determine the necessary income, credit, reserves, and documentation required to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the program that best fits your financial needs in .

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Overview of 2025 Loan Limits and Down Payment Rules in North-Lauderdale, Broward, FL

Loan Category Maximum Loan Minimum Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in North-Lauderdale, FL

The aim of Lendersa® is to promptly provide you with optimal USDA or FHA loan options without any hassle. Choose one of three starting points leading to matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

A USDA home loan, officially guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended exclusively for rural communities. Contrarily, while FHA loans require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Blackhawk Federal Credit Union
  • 2358 Darlington Road, Beaver Falls, PA, 15010
  • Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!
  • Beaver Valley Federal Credit Union.
  • 601 37th Street, Beaver Falls, PA, 15010
  • Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union). At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.
  • Premier Mortgage and Home Equity LLC
  • 2558 Darlington Road, Beaver Falls, PA, 15010
  • Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
  • Keystone Credit Union
  • 11877 County Road 492, Tyler, TX, 75706
  • Keystone Credit Union was founded in 1964 by leaders of the Tyler Pipe Industry in an effort to protect their employees from being taken advantage of. That ethos and mission is still true today – we work hard to provide exceptional financial services, education, and solutions to meet the needs of each and every one of our members
  • F.C. Tucker Company
  • 9279 N Meridian St, Indianapolis, IN, 46260
  • F.C. Tucker Company, Inc. is Indiana's largest independent real estate brokerage. Started in Indianapolis in 1918, Tucker has 35 affiliate offices throughout the state, in addition to its 13 Indianapolis-area offices. Less than one percent of all real estate firms in America enjoy a continuing history as long as F.C. Tucker Company, Inc.
  • Pennian Bank
  • 2 North Main St., Mifflintown, PA, 17059
  • Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
  • Juniata Valley Bank
  • 1762 Butcher Shop Road, Mifflintown, PA, 17059
  • Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
  • Trend America Mortgage Inc
  • 13005 Trina Drive, Philadelphia, PA, 19116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Prudential Bank
  • 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
  • Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005