USDA VS FHA in North-Lauderdale, Broward County, FL

In 2026, the USDA loan threshold in North-Lauderdale, located in Broward county, FL, is set at $0, whereas the FHA limit for a single-family dwelling is $402,500.

Employ Lendersa® USDA loan calculator to evaluate the current USDA against FHA premier rates, and determine the necessary income, credit, reserves, and documentation required to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the program that best fits your financial needs in .

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Overview of 2026 Loan Limits and Down Payment Rules in North-Lauderdale, Broward, FL

Loan Category Maximum Loan Minimum Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in North-Lauderdale, FL

The aim of Lendersa® is to promptly provide you with optimal USDA or FHA loan options without any hassle. Choose one of three starting points leading to matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

A USDA home loan, officially guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended exclusively for rural communities. Contrarily, while FHA loans require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lending Star Capital, LLC
  • 2701 Custer Parkway, Suite 706, Richardson, TX, 75080
  • Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
  • Mercantile Morgage Corporation
  • 1401 North Central Expressway, Suite 100, Richardson, TX, 75080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • VERITY MORTGAGE
  • 16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
  • Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
  • Cornerstone Community CU
  • 242 Hope St, Stamford, CT, 06906
  • CSCCU has been helping members meet their financial needs. CSCCU offers a large variety of Share/Savings Accounts and Loan Products. Our convenient services, such as Bill Payer, Direct Deposit, Online Mortgage Approval, Automated Teller Machines, Payroll Deduction, Voice Line, Loan By Phone and Personal Computer Banking make it easy to use.
  • Team Tuttle Mortgage LLC
  • 813 S Huntington Street, Suite 2, Syracuse, IN, 46567
  • Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.
  • U S Lending Partner
  • 2911 Turtle Creek, Suite 300, Dallas, TX, 75219
  • U.S. LENDING PARTNER a DBA of AmRes Corp. We are a full service mortgage company based in Dallas, Texas. We specialize in FHA, VA, USDA, and Conventional Loans. Serving the surrounding areas in Dallas County, Ellis County, Tarrant County, Parker County & Johnson County. Whether you are buying a home or refinancing.
  • Bedrock Lending
  • 2911 Turtle Creek Blvd, Suite 300, Dallas, TX, 75219
  • Bedrock Lending was founded in 2005, with a goal of addressing the needs of the growing base of highly educated consumers/borrowers who are looking for quicker, easier access to mortgage loans at the best price. With the traditional mortgage broker process proving to be slow and tedious for customers in a faster-paced, technology-driven world.
  • Residential Capital Partners
  • 3838 Oak Lawn Avenue Suite 1500, Dallas, TX, 75219
  • Residential Capital Partners is a leading hard money lender with a national scope and a local presence in each market we serve. We are dedicated to the customers we serve and we understand the demands of the single-family residential purchase and rehabilitation process. Given the breadth and depth of our experience over the last 10 years
  • Bay Mountain Capital
  • 3710 Rawlins, Suite 1390, Dallas, TX, 75219
  • The Bay Mountain Capital team is more than just a group of employees, we’re a family. We’re dedicated to delivering the best service and expertise with 100+ combined years of experience in the real estate industry. Our people are the driving force for our company and together our team upholds our core values: excellence, integrity, improvement and