USDA VS FHA in Coral-Springs, Broward County, FL

In 2026, the USDA loan threshold for Coral-Springs, located in Broward county, FL, is $0. Meanwhile, the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to explore today's leading USDA versus FHA rates, identifying the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to help determine which program in best suits your financial circumstances.

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Loan Limits and Down Payment Needs in 2026, Coral-Springs, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Coral-Springs, FL

Lendersa® seeks to obtain the best USDA or FHA loans for you swiftly and efficiently. Choose one of three starter options that connect you with the appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, endorsed by the Department of Agriculture and often termed as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans come with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Coral-Springs Lenders

  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Lends in Florida
  • Short Term Bridge Loans for Commercial and Investment Grade Properties.
    • No deep dive underwriting
    • $500,000+ loan sizes preferred
    • 12-36 month terms
    • Most commercial RE assets accepted; special use case-by-case
    • No rural or vast land properties
    • No junk fees
    • Quick close
    • Broker friendly

  • Autana Group, Inc.
  • 934 N University Dr 139, Coral Springs, FL, 33071
  • Lends in Florida
  • We are a leading provider of real estate valuations for the mortgage lending marketplace. With many years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.

    We are a leading provider of appraisals for:

    Primary and Secondary Mortgages
    Mortgage Refinanc

  • Horizon Mortgage Group LLC
  • 1700 North University Drive, Suite 304, Coral Springs, FL, 33071
  • Lends in Florida
  • Horizon Mortgage Group is a premier mortgage company located in Coral Springs Florida . Our goal is to provide you with exemplar service that exceed your expectations and build a solid long term relationship that will last for years.

    we pride ourselves in offering the highest level of customer service.

  • Sunshine State Mortgage LLC
  • 1515 North University Drive, Suite 101, Coral Springs, FL, 33071
  • Lends in Florida
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations

  • Pacific Lending Group Inc
  • 1750 University Drive, Suite 225, Coral Springs, FL, 33071
  • Lends in Florida
  • Pacific Lending Group is a busy and cutting edge correspondent mortgage lender headquartered in Coral Springs, Florida, catering to homeowners and first time buyers. We have an experienced team of mortgage loan originators with backgrounds in financial planning, insurance, appraisals, real estate and business.

  • EPIC MORTGAGE, INC
  • 1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
  • Lends in Florida
  • Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders

  • Sunshine State Mortgage
  • 1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
  • Lends in Florida
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .

  • Nationwide Mortgage Group
  • 1750 N University Dr #201, Coral Springs, FL, 33071
  • Lends in Florida
  • Nationwide Mortgage, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Bluecastle Lending, Realty & Title
  • 12514 W. Atlantic Blvd, Coral Springs, FL, 33071
  • Lends in Florida
  • Bluecastle Lending, Realty & Title primarily services Broward, Palm Beach & St. Lucie counties, however, we do loans & title all throughout Florida. We offer some unique and almost unfair Buyer advantage like one-stop-shop, finding the best deal in the market for the buyer’s taste & budget the first day looking