USDA VS FHA in Coral-Springs, Broward County, FL

In 2026, the USDA loan threshold for Coral-Springs, located in Broward county, FL, is $0. Meanwhile, the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to explore today's leading USDA versus FHA rates, identifying the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to help determine which program in best suits your financial circumstances.

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Loan Limits and Down Payment Needs in 2026, Coral-Springs, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Coral-Springs, FL

Lendersa® seeks to obtain the best USDA or FHA loans for you swiftly and efficiently. Choose one of three starter options that connect you with the appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, endorsed by the Department of Agriculture and often termed as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans come with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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