USDA Vs. FHA your options comparison in Wildwood, Sumter County, FL
During the year 2026, if you are considering a USDA loan in Wildwood, situated within the county of Sumter, FL, you'll find the specified limit is $336,500. For a single-family home, the FHA loan limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to efficiently compare the most favorable USDA and FHA rates available today. This tool assists in identifying the income, credit score, reserves, and documents necessary to meet qualification criteria. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loan programs, offering a comprehensive picture to guide you in selecting the optimal loan for your financial circumstances in .
Comprehensive loan limits and downpayment needs for 2026 in Wildwood, county of Sumter, FL
Type of Loan
Maximum Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Wildwood, FL
At Lendersa®, our primary objective is to help you secure the finest USDA or FHA loan as quickly and seamlessly as possible. Choose one of three initial avenues to match with lenders and discover USDA loan programs tailored for you.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is underwritten by the Department of Agriculture. It's aimed at properties located in rural areas only. Unlike FHA loans that mandate a down payment of at least 3.5%, USDA mortgages do not require any down payment, making them a potentially appealing option for eligible borrowers seeking to purchase a home in rural territories.
In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.
Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
The Security State Bank was founded in 1917 by a group of local residents and businessmen. The bank operated in Wingate, Texas while establishing close relationships with many area residents over the years. In September 1958 The Security State Bank was authorized as a Texas Banking Corporation by the Texas Department of Banking.
American Bank of Beaver Dam, WI has been proudly serving the financial needs of citizens and businesses in the Beaver Dam area since 1891. We are a locally owned and independently operated financial institution and our staff boasts over 400 years of combined Banking experience. We are truly invested in our community.
F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.
In 1996, Austin Finance was started when we saw a need for helping people in the local community. Austin Finance Company saw that they could help when small financial issues came up and big banks weren't willing to help.
Since 1996, Austin Finance has grown to have 14 locations in the Great State of Texas. Austin Finance Company is a locally
