USDA Vs. FHA your options comparison in Wildwood, Sumter County, FL
During the year 2025, if you are considering a USDA loan in Wildwood, situated within the county of Sumter, FL, you'll find the specified limit is $336,500. For a single-family home, the FHA loan limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to efficiently compare the most favorable USDA and FHA rates available today. This tool assists in identifying the income, credit score, reserves, and documents necessary to meet qualification criteria. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loan programs, offering a comprehensive picture to guide you in selecting the optimal loan for your financial circumstances in .
Comprehensive loan limits and downpayment needs for 2025 in Wildwood, county of Sumter, FL
Type of Loan
Maximum Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Wildwood, FL
At Lendersa®, our primary objective is to help you secure the finest USDA or FHA loan as quickly and seamlessly as possible. Choose one of three initial avenues to match with lenders and discover USDA loan programs tailored for you.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is underwritten by the Department of Agriculture. It's aimed at properties located in rural areas only. Unlike FHA loans that mandate a down payment of at least 3.5%, USDA mortgages do not require any down payment, making them a potentially appealing option for eligible borrowers seeking to purchase a home in rural territories.
First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.
While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
Mortgage Cube makes sure we are in good compliance with banking departments Gabriel Ciccone, the owner of Mortgage Cube's secret is technology, knowledge, consulting with one client at a time and knowing market trends long before it became trendy. This has given our company an advantage over our competition.
JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.
Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin
Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
