USDA Vs. FHA your options comparison in Wildwood, Sumter County, FL
During the year 2025, if you are considering a USDA loan in Wildwood, situated within the county of Sumter, FL, you'll find the specified limit is $336,500. For a single-family home, the FHA loan limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to efficiently compare the most favorable USDA and FHA rates available today. This tool assists in identifying the income, credit score, reserves, and documents necessary to meet qualification criteria. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loan programs, offering a comprehensive picture to guide you in selecting the optimal loan for your financial circumstances in .
Comprehensive loan limits and downpayment needs for 2025 in Wildwood, county of Sumter, FL
Type of Loan
Maximum Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Wildwood, FL
At Lendersa®, our primary objective is to help you secure the finest USDA or FHA loan as quickly and seamlessly as possible. Choose one of three initial avenues to match with lenders and discover USDA loan programs tailored for you.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is underwritten by the Department of Agriculture. It's aimed at properties located in rural areas only. Unlike FHA loans that mandate a down payment of at least 3.5%, USDA mortgages do not require any down payment, making them a potentially appealing option for eligible borrowers seeking to purchase a home in rural territories.
The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.
At Heart, we specialize in helping members like family!
The Kennedy VA Employees Federal Credit Union was founded to serve the employees of Kennedy Veterans Administration Medical Hospital in Memphis, TN.
Over the years the Credit Union has grown into a very well-capitalized financial institution offering members various ways to save, including offering a variety of checking accounts and loans.
Methodist Healthcare Federal Credit Union was originally chartered in 1960 to serve the needs of Methodist Healthcare employees. Today, our credit union family has been extended to include all Methodist employees, Methodist affiliated groups, and the families of each of our members.
First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
577 Dr Martin Luther King Jr Avenue, Memphis, TN, 38126
Memphis Municipal Employees Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.
1997 was a banner year for banking in Louisiana. It was the year Louisiana returned to its community banking roots with the opening of The Bank, in Jennings and Iowa, the first new bank chartered in the state in thirteen years.
As it turns out, The Bank was on the leading edge of a growing trend toward community banks,
Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country.
KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
