During the year 2026, if you are considering a USDA loan in Wildwood, situated within the county of Sumter, FL, you'll find the specified limit is $336,500. For a single-family home, the FHA loan limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to efficiently compare the most favorable USDA and FHA rates available today. This tool assists in identifying the income, credit score, reserves, and documents necessary to meet qualification criteria. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loan programs, offering a comprehensive picture to guide you in selecting the optimal loan for your financial circumstances in
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| Type of Loan | Maximum Loan Limit | Minimum Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our primary objective is to help you secure the finest USDA or FHA loan as quickly and seamlessly as possible. Choose one of three initial avenues to match with lenders and discover USDA loan programs tailored for you.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is underwritten by the Department of Agriculture. It's aimed at properties located in rural areas only. Unlike FHA loans that mandate a down payment of at least 3.5%, USDA mortgages do not require any down payment, making them a potentially appealing option for eligible borrowers seeking to purchase a home in rural territories.
Enter your location to find out if it qualifies for USDA rural housing loan?
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