USDA and FHA Pro and Con in Hialeah-Gardens, Miami-Dade County, FL
In 2026, the USDA loan limit for Hialeah-Gardens, located in the county of Miami-Dade, FL, is set at $0, whereas the FHA limit for a single-family residence reaches $402,500.
Employ the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today. It assists you in identifying the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the optimal program in tailored to your financial needs.
2026 Loan Limits and Downpayment Requirements in Hialeah-Gardens, Miami-Dade County, FL
Type of Loan
Maximum Loan Amount
Down Payment Percentage
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Hialeah-Gardens, FL
The objective of Lendersa® is to quickly and effortlessly help you obtain the most favorable USDA or FHA loan. Choose from three starting options that align with the lenders for USDA loan programs.
USDA home loans, facilitated by the government’s Department of Agriculture—also referred to as USDA rural development loans or USDA mortgages—are accessible solely in rural locales. In contrast to FHA loans that mandate a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment.
Prestige is a member owned, non-profit community based financial co-operative. Our sole purpose is to provide our members with safe, low-cost financial solutions such as loans, savings and checking & also For over 80 years Prestige Community Credit Union has been dedicated to offering our members some of the best savings, checking and loan programs
Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
T Bank, National Association We believe in what you do, and we are committed to helping you grow your small business into a lasting establishment. Our seasoned bankers have decades of experience in small business lending and will effectively communicate and guide you to reach your short and long-term goals.
16950 Dallas Parkway, Suite 105, Dallas, TX, 75248
Reliant Mortgage LTD, where we specialize in residential mortgages. At Reliant Mortgage LTD, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We are a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets.Our complementary businesses include a title company and real estate law practice operating out of our corporate office.Longhorn Investments was formed in 2008.
17300 Dallas Parkway, Suite 1030, Dallas, TX, 75248
Founded in 2009, Town Square Mortgage has built a strong reputation as a preferred mortgage lender by serving the needs of homebuyers, real estate professionals, and builders. Town Square Mortgage is an all-inclusive mortgage lender dedicated to finding you a home loan that meets your specific needs. Having the loan process in-house
15950 N. Dallas Pkwy, Suite 400, Dallas, TX, 75248
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible along with the best service in the industry. Furthermore we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Ceasons Holdings is a Texas based private real estate lending company dedicated to financing short-term asset based loans. Ceasons Holdings is based out of Dallas, Texas and is a family owned and operated private real estate lender.Ceasons Holdings’ principals are passionate about real estate and are able to draw on their experiences as: direct le
