USDA Vs. FHA Pro and Con comparison in Hialeah-Gardens, Miami-Dade County, FL
In 2025, the USDA loan limit for Hialeah-Gardens, located in the county of Miami-Dade, FL, is set at $0, whereas the FHA limit for a single-family residence reaches $402,500.
Employ the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today. It assists you in identifying the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the optimal program in tailored to your financial needs.
2025 Loan Limits and Downpayment Requirements in Hialeah-Gardens, Miami-Dade County, FL
Type of Loan
Maximum Loan Amount
Down Payment Percentage
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Hialeah-Gardens, FL
The objective of Lendersa® is to quickly and effortlessly help you obtain the most favorable USDA or FHA loan. Choose from three starting options that align with the lenders for USDA loan programs.
USDA home loans, facilitated by the government’s Department of Agriculture—also referred to as USDA rural development loans or USDA mortgages—are accessible solely in rural locales. In contrast to FHA loans that mandate a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment.
The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.
Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.
19321-C US Highway 19 N, Suite 408, Clearwater, FL, 33764
The Lending Team, Tampa Bay based mortgage company was created so we could develop an efficient loan origination process with personalized customer service. Part of our application process is to find out what you expect of us! We then go above and beyond to exceed those expectations.
18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
Pinellas Federal Credit Union is committed to our mission of delivering quality personalized service to our members & communities through: Ensuring professionalism and integrity; Providing members with a safe and sound financial organization; Leveraging innovation to promote membership growth; and Developing an engaged and knowledgeable workforce.
1190 South US Highway, Suite 17-92, Longwood, FL, 32750
Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
