USDA and FHA Pro and Con in Hialeah-Gardens, Miami-Dade County, FL

In 2025, the USDA loan limit for Hialeah-Gardens, located in the county of Miami-Dade, FL, is set at $0, whereas the FHA limit for a single-family residence reaches $402,500.

Employ the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today. It assists you in identifying the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the optimal program in tailored to your financial needs.

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2025 Loan Limits and Downpayment Requirements in Hialeah-Gardens, Miami-Dade County, FL

Type of Loan Maximum Loan Amount Down Payment Percentage
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Hialeah-Gardens, FL

The objective of Lendersa® is to quickly and effortlessly help you obtain the most favorable USDA or FHA loan. Choose from three starting options that align with the lenders for USDA loan programs.

Lendersa USDA loan request and matching results

What are USDA Loans in FL?

USDA home loans, facilitated by the government’s Department of Agriculture—also referred to as USDA rural development loans or USDA mortgages—are accessible solely in rural locales. In contrast to FHA loans that mandate a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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