USDA and FHA Pro and Con in Hialeah-Gardens, Miami-Dade County, FL
In 2025, the USDA loan limit for Hialeah-Gardens, located in the county of Miami-Dade, FL, is set at $0, whereas the FHA limit for a single-family residence reaches $402,500.
Employ the Lendersa® USDA loan calculator to evaluate the best USDA and FHA rates available today. It assists you in identifying the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, assisting you in choosing the optimal program in tailored to your financial needs.
2025 Loan Limits and Downpayment Requirements in Hialeah-Gardens, Miami-Dade County, FL
Type of Loan
Maximum Loan Amount
Down Payment Percentage
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Hialeah-Gardens, FL
The objective of Lendersa® is to quickly and effortlessly help you obtain the most favorable USDA or FHA loan. Choose from three starting options that align with the lenders for USDA loan programs.
USDA home loans, facilitated by the government’s Department of Agriculture—also referred to as USDA rural development loans or USDA mortgages—are accessible solely in rural locales. In contrast to FHA loans that mandate a minimum down payment of 3.5%, USDA mortgages do not necessitate any down payment.
1 Walnut Grove Drive, Suite 300, Horsham, PA, 19044
For over 20 years, APEX has provided small-balance commercial real estate mortgages directly to small business owners and investors who can’t secure traditional financing. We specialize in commercial mortgages ranging from $25,000 to $1.5 million.
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NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.
"Access Credit Union (formerly known as NBA Credit Union) has been open since 1972. The credit union has assets totaling $55.15 Million and provides banking services to more than 5, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans,
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
418 Stump Road, Suite 100, Montgomeryville, PA, 18936
"Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
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St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration
Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific needs. Like ou