In 2025, the USDA loan limit for Miramar-Beach, within Walton, FL, is $353,200. At the same time, the FHA limit for a single-family dwelling reaches $441,600.
Utilize the Lendersa® USDA loan calculator to explore and compare the best rates available today between USDA and FHA loans. This will help you determine the income, credit, reserves, and documents needed for qualification. With our state-of-the-art mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, which helps in choosing the most suitable program for your financial needs in places like Alabama.
Evaluate loan offerings from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $353,200 | 0% |
| FHA | $441,600 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three paths that result in matching lenders with available USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not demand any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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