USDA and FHA Pro and Con in Miramar-Beach, Walton County, FL
In 2025, the USDA loan limit for Miramar-Beach, within Walton, FL, is $353,200. At the same time, the FHA limit for a single-family dwelling reaches $441,600.
Utilize the Lendersa® USDA loan calculator to explore and compare the best rates available today between USDA and FHA loans. This will help you determine the income, credit, reserves, and documents needed for qualification. With our state-of-the-art mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, which helps in choosing the most suitable program for your financial needs in places like Alabama.
2025 Loan Limits and Downpayment Requirements in Miramar-Beach, Walton, FL
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$441,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Miramar-Beach, FL
The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Choose one of three paths that result in matching lenders with available USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not demand any down payment.
Peoples Bank of Red Level is located in Red Level, AL, United States and is part of the Depository Credit Intermediation Industry. Peoples Bank of Red Level has 7 total employees across all of its locations and generates $605,000 in sales (USD).
Our goal is to be an outstanding community bank by understanding our customers’ needs
Jackson County Teachers Credit Union is a financial co-operative that exists for the benefit of its members & offers the most needed financial services at the most reasonable rates & terms possible to maintain the credit union's long term financial stability. The board & staff pledge to treat members equally with respect to their financial needs.
Farm Credit of Northwest Florida is part of the national Farm Credit System which was created in 1916 to provide a reliable source of credit for the nation’s farmers and ranchers. Today, the System provides more than one-third of the credit needed by those who live and work in rural America.
At MidSouth Bank, our roots have long been established in independent, community Banking. Founded in January 1912, during an era when many community leaders across the nation formed Banks to meet the needs of neighborhood families and business owners, we opened our doors with just $18, 000 in assets.
The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.
17394 NW Charlie Johns Street, Blountstown, FL, 32424
Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.
The First National Bank of Dozier opened for business with a national bank charter. Henderson, a prominent entrepreneur at that time, was the bank’s first president for 8 years; yet, it is reported that he only entered the bank one time as he allowed the operations of the bank to be managed by local personnel.
316 South Mckenzie Street, Suite 177, Foley, AL, 36535
Our team of highly motivated and skilled LOAs & Processors will work to save you time and energy on your files so you can focus on generating more business. Working your files from beginning to end, our follow up system continues for a year after close of escrow to keep YOU top of mind with your clients. All follow up is sent on your behalf,
Five Star Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals. Checking is always free along with our debit card, mobile app, bill pay, free fraud text alerts, and the free Five Star Digital Wallet. Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals.
The Commercial Bank of Ozark was chartered in 1959 and has served the citizens of Ozark and Dale county to the present. Douglas Brown organized the bank because the financial needs for new construction were going unmet by the community's primary bank. Members of the initial board of directors included Douglas Brown, William C. Brown, etc
232 Professional Ct, Suite C1, Gulf Shores, AL, 36542
We offer Mortgages in Foley AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community. We offer Mortgages in Gulf Shores AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community.
The Barr Group Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
