USDA Vs. FHA your options comparison in Niceville, Okaloosa County, FL
In the year 2025, the USDA loan cap for Niceville in the county of Okaloosa, FL, is outlined as $431,400, whereas, for a single-family residence, the FHA limit is $603,750.
By utilizing Lendersa's USDA loan calculator, it's possible to compare the current USDA versus FHA rates. Discover the income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator lets you assess USDA, FHA, Conforming, and VA programs side by side, assisting you in finding the most suitable option for your financial needs in .
2025 loan limits and down payment requirements in Niceville, Okaloosa, FL
Loan Type
Loan Limit
Down payment
USDA
$431,400
0%
FHA
$603,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan avenues in Niceville, FL
At Lendersa®, our aim is to smoothly and swiftly secure an optimal USDA or FHA loan for you. Begin with any of three options available that align with lenders and USDA loan schemes.
A USDA home loan is federally backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This option is restricted to rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.
43 West 33rd Street, Suite 504, New York, NY, 10001
Sky Equity, LLC is a hard money lending and real estate investment company, providing creative funding solutions for Borrowers, while consistently delivering healthy returns for Investors. Efficient loan processing, conservative underwriting and in-depth knowledge of market conditions are all hallmarks of Sky Equity
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Transfiguration Parish Federal Credit Union started its operations in the basement of the Transfiguration Church convent on Marcy Avenue in Brooklyn, New York in 1962. Father Karvelis wanted to provide our community with the financial tools and services at a lower cost as compared to other financial institutions.
285 North 6th St, Second Floor, Brooklyn, NY, 11211
Go Rascal is the story of how two guys, Scott Valins, acknowledged as one of the best mortgage brokers in the country, and David Williams, an accomplished corporate finance and operations professional who built one of the country’s fastest growing online recruiting marketplaces, raised an idea together. And how, in the process, they are raising the
At Brooklyn Bridge Capital, we possess years of real estate industry experience, offering flexible financing and investing solutions. Founded by Shaya Krausz twelve years ago, our solid reputation has been crafted on a strong edifice of integrity and credibility. Servicing prominent lending institutions, we specialize in non-performing notes and th
1071 Ave Of The America, 3rd Floor, New York, NY, 10018
In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world. Today we’re proud to deliver peer banking - we meet you where you are, reflect your business needs, and act with speed.
1199 SEIU Federal Credit Union was founded in 1940 to serve the financial needs of 1199 SEIU New York’s Health and Human Service Employees Union. While the credit union has grown considerably over the years, we are proud to have maintained our family atmosphere.
As a member-owned, not-for-profit financial institution
We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.
Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
We believe that small businesses are the lifeblood of the U.S. economy, and historically have been underserved financially. Since our founding in 2006, we’ve been committed to making it efficient and convenient for small businesses to access financing online. We know that a small business is more than just a credit score.
Simplist is a digital mortgage marketplace committed to modernizing and simplifying the mortgage application process. Founded in 2018 by a team of experienced real estate and finance experts, Simplist works with major national firms and established regional lenders to help prospective homeowners find mortgages as unique as they are.
