In the year 2025, the USDA loan cap for Niceville in the county of Okaloosa, FL, is outlined as $431,400, whereas, for a single-family residence, the FHA limit is $603,750.
By utilizing Lendersa's USDA loan calculator, it's possible to compare the current USDA versus FHA rates. Discover the income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator lets you assess USDA, FHA, Conforming, and VA programs side by side, assisting you in finding the most suitable option for your financial needs in .
2025 loan limits and down payment requirements in Niceville, Okaloosa, FL
Loan Type
Loan Limit
Down payment
USDA
$431,400
0%
FHA
$603,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan avenues in Niceville, FL
At Lendersa®, our aim is to smoothly and swiftly secure an optimal USDA or FHA loan for you. Begin with any of three options available that align with lenders and USDA loan schemes.
A USDA home loan is federally backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This option is restricted to rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.
On Time Home Loans Your Lending Experts, Serving the Antelope Valley, San Fernando Valley & the greater Los Angeles area. We walk you through the entire mortgage application process, from the first time we meet until your move in day! Within 1-hour of our initial consultation you'll know your pre-approval status, how much you're approved for.
40015 Sierra Highway, Suite B-275, Palmdale, CA, 93550
To serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Foundation FInancial Consultants, INC.. We are a full-service mortgage company based in Palmdale, CA. We specialize in FHA, Conventional, VA Mortgage in Palmdale. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in zip code 93550, we can help you realize your dream of home ownership
Financial Independence Mortgage is a California Mortgage Brokerage specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans. Dean Henderson has been a full time mortgage broker since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.
We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
5772 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
We are "SERIOUS ABOUT SERVICE"! Our mission is to deliver the highest level of service, accountability and integrity to our customers while offering a broad portfolio of mortgage products. We'll also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
5882 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
Our established network of real estate professionals throughout California will be able to serve your needs promptly and with a very personalized approach. Whether you are a first-time homebuyer, just starting your research, or a seasoned investor you will be treated with the same high level of distinction.
16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649
California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
