USDA VS FHA in Silver-Springs-Shores, Marion County, FL
In 2025, the USDA loan limit in Silver-Springs-Shores, located in Marion county, FL, is $285,000, whereas the FHA limit for a single-family home is $356,362.
With the Lendersa® USDA loan calculator, compare the top rates for USDA and FHA today, and learn the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, guiding you to the best program for your financial strategy in .
2025 Loan Limits and Down Payment in Silver-Springs-Shores, County of Marion, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Silver-Springs-Shores, FL
Lendersa® aims to provide the best USDA or FHA loan swiftly and hassle-free. Choose from three initial steps to connect with lenders and explore USDA loan options.
A USDA home loan is backed by the government’s Department of Agriculture, also known as the USDA rural development loan. It is tailored for rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages are available with no down payment.
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