USDA and FHA Pro and Con in Silver-Springs-Shores, Marion County, FL
In 2026, the USDA loan limit in Silver-Springs-Shores, located in Marion county, FL, is $285,000, whereas the FHA limit for a single-family home is $356,362.
With the Lendersa® USDA loan calculator, compare the top rates for USDA and FHA today, and learn the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA side by side, guiding you to the best program for your financial strategy in .
2026 Loan Limits and Down Payment in Silver-Springs-Shores, County of Marion, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Silver-Springs-Shores, FL
Lendersa® aims to provide the best USDA or FHA loan swiftly and hassle-free. Choose from three initial steps to connect with lenders and explore USDA loan options.
A USDA home loan is backed by the government’s Department of Agriculture, also known as the USDA rural development loan. It is tailored for rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages are available with no down payment.
10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
Lends in Florida
"Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs including conventional, reverse, and government mortgage loans. They are dedicated to fair and equitable lending practices and offering the best opportunities for every potential homeowner"
"We help take the Stress out of the Mortgage process. Purchases, Refinance, Investor specials. Free consultation, low rates with fast Stress Less Closings. Experienced Owner with a demonstrated history of working in the mortgage industry. Skilled in Sales, Risk Management, and Training."
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
1010 E. Silver Springs Blvd, Suite D, Ocala, FL, 34470
Lends in Florida
Fidelity One Mortgage Group was established in 2006 with the mission of creating extraordinary mortgage solutions for the citizens of Florida. That mission continues to be a driving force through today. Fidelity One Mortgage Group has always sought out the nation's most creative and responsible lenders.
Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
Our mission is to actively protect your finances by ensuring the safety & soundness of our Credit Union.We are committed to providing consistent quality member service; to relentlessly strive to meet the needs of our members through building & maintaining a strong team.Membership in OCCU is limited to those who are employees of the City of Ocala,FL
Abbey Mortgage of Ocala, Inc is a locally owned and operated full service mortgage company As a full service mortgage company, we do all types of loans. We have lots of new loans, zero money down purchases and government loans We also do VA, FHA, USDA Rural housing and reverse mortgages
Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
