For 2025, the USDA loan limit in Ocala, located in Marion county, FL, is $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.
Use the Lendersa® USDA loan calculator to explore today's most favorable USDA versus FHA rates, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a detailed side-by-side comparison of USDA, FHA, Conforming, and VA options to help you choose the best program for your financial needs in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to seamlessly connect you with the most beneficial USDA or FHA loan efficiently. Begin with one of these three steps to match with lenders and access USDA loan options.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is facilitated by the Department of Agriculture and is exclusively available in rural neighborhoods. It differs from FHA loans, as it does not require a minimum 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
