FHA Vs. USDA loan program for Ocala, Marion County, Florida

In 2025, USDA loan limit in Ocala, county of Marion, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ocala, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(718) 943-9200 Lender's profile and map Reviews AMERIMUTUAL MORTGAGE 18-33 41st Street, 2nd Floor, Astoria, NY, 11105 AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.
(917) 355-1058 Lender's profile and map Reviews Hard Money Lenders NY 43-13 National St, Corona, NY, 11368 "We at Hard Money Lenders NY have been helping investors for 16 years to obtain quick financing on non-bankable properties. We provide loans to all of New York City boroughs and all of Long Island. We’re able to help people with either good or bad credit on a case by case basis.We’re quick, we’re efficient, and we always keep our word."
(815) 224-2667 Lender's profile and map Reviews Illinois Valley Credit Union 1311 Shooting Park Road, Peru, IL, 61354 Illinois Valley Credit Union, located at 1311 Shooting Park Road in Peru and 200 Ave Road in Princeton, Illinois is a financial cooperative that offers its members a non-profit alternative to banks, savings and loans and other organizations. Originally serving one employer group, Marquette Cement Manufacturing Co
(815) 223-4300 Lender's profile and map Reviews Peru Federal Savings Bank 1730 Fourth Street, Peru, IL, 61354 At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
(718) 507-5457 Lender's profile and map Reviews First Baptist Church Federal Credit Union 100-10 Astoria Boulevard, East Elmhurst, NY, 11369 First Baptist Church Federal Credit Union was established while under the Pastorate of the late Rev. Theodore R. Lee, Jr, and received its Charter in 1975 from the National Credit Union Association, (NCUA). We are located on the lower level of First Baptist Church at 100-10 Astoria Blvd, East Elmhurst, New York, 11369.
(973) 321-1137 Lender's profile and map Reviews Paterson Police Federal Credit Union 111 Broadway, Paterson, NJ, 07501 Since its inception in 1953 the Paterson Police Federal Credit Union has been serving members of the Paterson Police Department with exceptional financial products. Currently led by Danny Nichols, and staffed by John Russo and John Altonjy the Paterson Police FCU has grown its membership to over 1000 with more than $5, 000, 000 in assets.
(929) 406-6899 Lender's profile and map Reviews Hard Money Lenders New Jersey 237 River St, 5th Floor, Paterson, NJ, 07501 Hard Money Lenders New Jersey offers a new and innovative way to invest in real estate in the states in New York NY and New Jersey NJ in which we offer our investors a way to be participant in the growth of the commercial and real estate market. Hard Money Loans offer a high return on investment with a controlled risk.
(269) 345-7804 Lender's profile and map Reviews Consumers Credit Union 7200 Elm Valley Drive, Kalamazoo, MI, 49009 Headquartered in Kalamazoo, Michigan, Consumers Credit Union has more than $1.4 billion in assets and has averaged 18% annual growth for 30 consecutive years. Locally owned since 1951, we serve over 108K+ individuals and businesses through 23 offices and more than 200 free ATM locations in Grand Rapids
(844) 238-4228 Lender's profile and map Reviews Advia Credit Union 6400 West Main St, Kalamazoo, MI, 49009 Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.
(269) 364-6000 Lender's profile and map Reviews Kalamazoo Mortgage 2425 S 11th St, Kalamazoo, MI, 49009 Kalamazoo Mortgage is a home mortgage company in Kalamazoo, Michigan. We offer VA loans, FHA loans, first time homebuyers programs, Credit Enrichment programs, and more. We recognize that buying a home is an incredible life event and we feel honored to be part of that experience. - "Where You're a Neighbor, Not a Number.
(269) 375-6702 Lender's profile and map Reviews Arbor Financial Credit Union 1551 South 9th Street, Kalamazoo, MI, 49009 Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.