USDA Loan Vs. FHA loan pro & con South-Bradenton, Manatee County, FL

In 2025, the USDA loan limit in South-Bradenton, Manatee county, FL is $338,500, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA against FHA optimal rates. This will help you determine the necessary income, credit score, reserves, and documentation to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to identify the best program for your financial situation in .

Loan Options with USDA and FHA in South-Bradenton, FL

Our aim at Lendersa® is to quickly and seamlessly secure the most favorable USDA or FHA loan for you. Choose one of the three starting options to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in FL

The USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan, and is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.

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(515) 967-9984 Lender's profile and map Reviews Legacy Bank. 502 8th St. SW, Altoona, IA, 50009 At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
(515) 262-1630 Lender's profile and map Reviews Iowa State Bank 3818 Hubbell Ave, Des Moines, IA, 50317 Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.
(920) 387-2310 Lender's profile and map Reviews Mayville Savings Ban 200 S. Main St., Mayville, WI, 53050 On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.
(262) 757-8443 Lender's profile and map Reviews Team Get It Done 105 South Main Street, Suite L, Mayville, WI, 53050 Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.
(413) 744-3431 Lender's profile and map Reviews MassMutual Federal Credit Union 1295 State Street, Springfield, MA, 01111 MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe
(888) 301-9210 Lender's profile and map Reviews Polaris Home Loans, LLC One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(413) 250-6068 Lender's profile and map Reviews TMD Capital 1500 Main St, Springfield, MA, 01103 We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.
(413) 739-6961 Lender's profile and map Reviews Freedom Credit Union 1976 Main Street, Springfield, MA, 01103 Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
(515) 462-2161 Lender's profile and map Reviews Union State Bank 611 W Highway 92, Winterset, IA, 50273 Union State Bank is a full service Iowa chartered bank established in 1934. We are a family owned independent bank serving individuals, businesses, and farmers in Madison, Dallas, Polk and surrounding counties. Union State Bank prides itself on being a community bank seeking to meet all the personal and business needs of the market area we serve.
(515) 282-1611 Lender's profile and map Reviews Premier Credit Union Credit Union of Des Moines 800 9th Street, Des Moines, IA, 50309 Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
(515) 244-8647 Lender's profile and map Reviews Polk County Credit Union 111 Court Avenue, Room 110, Des Moines, IA, 50309 Our membership is a closed membership limited to Polk County employees, Broadlawns Hospital employees, city of Altoona employees, Heartland AEA employees, and Fifth Judicial employees. We have been in existence since 1955. The credit union has assets totaling $7.27 Million and provides banking services to more than 700 members.