USDA Vs. FHA your options comparison in Bayshore-Gardens, Manatee County, FL
In the year 2025, the USDA loan ceiling in Bayshore-Gardens, situated in the county of Manatee, FL, is marked at $338,500, compared to the FHA's limit of $356,362 for a single-family home.
To evaluate today's best rates for USDA versus FHA loans, try using the Lendersa® USDA loan calculator. It helps to figure out the income, credit, reserves, and required documents to qualify. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, enabling you to decide the most suitable program in based on your financial conditions.
2025 Loan Limits and Down Payment Requirements in Bayshore-Gardens, Manatee, FL
Loan Type
Maximum Loan
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Choices: USDA and FHA in Bayshore-Gardens, FL
The aim of Lendersa® is to swiftly and effortlessly secure the optimal USDA or FHA loan for you. Start with any of three options to align with lenders and USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, is also known as the USDA mortgage or rural development loan. This loan is specifically available in rural communities. While FHA loans necessitate a down payment of at least 3.5%, the USDA mortgage does not require any initial payment.
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Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members
Membership in HEA Federal Credit Union provides you with great services and zero or low fees. We offer free checking, ATM cards, Low Interest Rate Loans, Direct Deposit; 24-Hour Audio Response; and much, much more!
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Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
The Bank of Newington was established in July of 1919 in Newington, Georgia.
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In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.
The First National Bank of Dozier opened for business with a national bank charter. Henderson, a prominent entrepreneur at that time, was the bank’s first president for 8 years; yet, it is reported that he only entered the bank one time as he allowed the operations of the bank to be managed by local personnel.
Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
