USDA Vs. FHA Pro and Con comparison in Bayshore-Gardens, Manatee County, FL
In the year 2025, the USDA loan ceiling in Bayshore-Gardens, situated in the county of Manatee, FL, is marked at $338,500, compared to the FHA's limit of $356,362 for a single-family home.
To evaluate today's best rates for USDA versus FHA loans, try using the Lendersa® USDA loan calculator. It helps to figure out the income, credit, reserves, and required documents to qualify. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, enabling you to decide the most suitable program in based on your financial conditions.
2025 Loan Limits and Down Payment Requirements in Bayshore-Gardens, Manatee, FL
Loan Type
Maximum Loan
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Choices: USDA and FHA in Bayshore-Gardens, FL
The aim of Lendersa® is to swiftly and effortlessly secure the optimal USDA or FHA loan for you. Start with any of three options to align with lenders and USDA loan programs.
The USDA home loan, backed by the United States Department of Agriculture, is also known as the USDA mortgage or rural development loan. This loan is specifically available in rural communities. While FHA loans necessitate a down payment of at least 3.5%, the USDA mortgage does not require any initial payment.
333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
1001 Franklin Avenue, Suite 200, Garden City, NY, 11530
United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.
CCM has long-standing relationships with a cadre of lenders nationwide who consistently value the lending opportunities that CCM clients bring to the table. Lenders know that when they receive a loan request from CCM, it is thorough, complete and has been underwritten and vetted.
In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
990 Stewart Avenue, Suite 660, Garden City, NY, 11530
Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
The Bank of Grain Valley was established May 11, 1905 and has been continually operated as a local, family owned, independent, community bank since that time.
While banking has changed in the last 117 years, The Bank of Grain Valley's principles have not. We are committed to serving our customers on a personal basis.
Wintrust, a financial holding company offering community and commercial Banking, wealth management, and mortgage services, has served Chicago’s communities since 1991. Wintrust was founded on the idea of being the alternative to the big Banks. We believe there is a need, and desire, for a true community Banking experience
ShortTermLoans.com is a free service designed to help you find a personal loan lender now. Simply complete our short, secure online form. We will provide your information to lenders who may make you an offer within minutes. If you agree to the lender’s terms, you could have the money you need deposited directly in your account as soon as the next b
