USDA Vs. FHA your options comparison in West-Bradenton, Manatee County, FL

As of 2025, in West-Bradenton, within Manatee county of FL, the USDA loan cap is $338,500, while the FHA ceiling for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to assess and contrast the current top USDA and FHA rates. This will help you understand the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial needs in .

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Loan limits and down payment requirements for 2025 in West-Bradenton, Manatee, FL

Loan Type Loan Limit Down Payment
USDA $338,500 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in West-Bradenton, FL

At Lendersa®, our aim is to quickly and conveniently connect you with the best USDA or FHA loan. Begin with one of three initial options that align you with appropriate lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development or mortgage loan, structured for rural areas only. Unlike the FHA loans that demand a 3.5% minimum down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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