USDA Vs. FHA Pro and Con comparison in Southwest-Ranches, Broward County, FL

For 2025, the USDA loan limit in Southwest-Ranches, Broward county, FL is $0, whereas the FHA loan limit for single-family homes reaches $402,500.

Take advantage of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, determining the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you identify the best program for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Southwest-Ranches, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Details on USDA and FHA Loan Options in Southwest-Ranches, FL

The goal of Lendersa® is to provide you with the best USDA or FHA loan options quickly and without any hassle. Choose one of three starting strategies that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans requiring at least a 3.5% down payment, a USDA mortgage doesn't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Keystone Mortgage
  • 1508 Coleman Road, Knoxville, TN, 37909
  • Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way
  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.
  • First National Bankers Bank
  • 7813 Office Park Blvd, Baton Rouge, LA, 70809
  • FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.
  • Republic Finance
  • 7031 Commerce Cir, Baton Rouge, LA, 70809
  • Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.
  • Pelican Home Lending
  • 8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
  • At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Reliant Home Lending
  • 8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
  • At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.
  • KEY LENDING SOULTIONS
  • 10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809
  • Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.
  • Area Home Lending
  • 1737 Oakdale Dr, Baton Rouge, LA, 70809
  • Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.