USDA Vs. FHA Pro and Con comparison in Southwest-Ranches, Broward County, FL

For 2025, the USDA loan limit in Southwest-Ranches, Broward county, FL is $0, whereas the FHA loan limit for single-family homes reaches $402,500.

Take advantage of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, determining the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you identify the best program for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Southwest-Ranches, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Details on USDA and FHA Loan Options in Southwest-Ranches, FL

The goal of Lendersa® is to provide you with the best USDA or FHA loan options quickly and without any hassle. Choose one of three starting strategies that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans requiring at least a 3.5% down payment, a USDA mortgage doesn't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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