USDA Vs. FHA Pro and Con comparison in Pembroke-Pines, Broward County, FL

For 2026, the USDA loan limit in Pembroke-Pines, county of Broward, FL is set at $0. Meanwhile, the FHA limit for a single-family home is $402,500.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to help decide which program in fits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Pembroke-Pines, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Pembroke-Pines, FL

Lendersa®'s mission is to quickly secure the best USDA or FHA loan for you. Choose one of three starting points to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

The USDA Loan in FL

A USDA home loan is supported by the government through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas and, unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
  • Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.
  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage Residential or Commercial.
  • Peoples Advantage Federal Credit Union
  • PO Box 3180, Petersburg, VA, 23805
  • PAFCU to help as many of our members as possible with their credit needs. Our mission is to counsel members, showing them how to dramatically improve their credit scores so they can pay us less and help our community more. and Finally, our goal is to come up with a solution for all of our members. Our members trust us to find solutions for them.
  • Diversified Mortgage Brokers
  • 100 Copley Place, Suite D, Lynchburg, VA, 24502
  • We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
  • Mortgage Equity Team LLC
  • 4100 Fort Avenue, Lynchburg, VA, 24502
  • Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
  • Beacon Credit Union
  • PO Box 4319, Lynchburg, VA, 24502
  • Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
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  • 3209 Cedar Lane, Portsmouth, VA, 23703
  • PFD Firefighter's Credit Union, Inc. is a member-owned financial institution. We exist to provide a wide range of quality services based on member needs. Our intent is to encourage savings and provide loans in a personal and professional manner while ensuring sound financial management to safeguard member assets.
  • Lynchburg Municipal Employees Federal Credit Union
  • 3176 Fort Avenue, Lynchburg, VA, 24501
  • The approval of Federal Credit Union Charter Number 14623 on August 8th, 1961 allowed for Lynchburg Municipal Employees Federal Credit Union (LMEFCU) to help promote financial services and security for its membership. We were originally chartered to serve employees of the City of Lynchburg and their immediate families.
  • MCNB Banks
  • 75 Wyoming Street, Welch, WV, 24801
  • At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.