USDA Vs. FHA Pro and Con comparison in Miramar, Broward County, FL

In 2026, the USDA loan limit in Miramar, located in the county of Broward, FL, is $0. For a single-family home, the FHA limit is $557,750.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Miramar, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Miramar, FL

The goal of Lendersa® is to connect you with the best USDA or FHA loan promptly and with ease. Choose from three starting points to find matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching outcomes

The USDA Loan in FL

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
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  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
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