USDA Vs. FHA your options comparison in Miramar, Broward County, FL

In 2026, the USDA loan limit in Miramar, located in the county of Broward, FL, is $0. For a single-family home, the FHA limit is $557,750.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, helping you choose the best option for your financial situation in .

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Miramar, Broward, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Miramar, FL

The goal of Lendersa® is to connect you with the best USDA or FHA loan promptly and with ease. Choose from three starting points to find matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching outcomes

The USDA Loan in FL

A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Miramar Lenders

  • United Mortgage of Florida LLC
  • 18503 Pines Blvd, Suite 310, Pembroke Pines, FL, 33029
  • Lends in Florida
  • We take the extra time to educate you first, guided by the principles of transparency, accuracy, and responsiveness; using technology to leverage communication, documentation, and workflows; and supported by the top lending partners in the industry. Our team is composed of real estate experts who will work with your realtor to help you

  • Home Loan Brokers LLC
  • 3350 SW 148th Ave, Suite 110, Hollywood, FL, 33027
  • Lends in Florida
  • Home Loan Brokers LLC is a Florida limited liability company based in Miramar. If your lender sends you a revised Loan Estimate, please compare it to the previous one you received. Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help..

  • A Plus Mortgage
  • 15800 Pines Blvd, Suite 329, Pembroke Pines, FL, 33027
  • Lends in Florida
  • A Plus Mortgage Full service mortgage company based in Pembroke Pines, Florida. We specialize in first time home buyers and FHA 203k mortgage loans. We can help save money with a new lower monthly payment or help you realize your dream of home ownership! FHA 203k mortgage loans. We can help save

  • Aria Mortgage Solutions LLC
  • 3350 SW 148th Avenue, Suite 110, Miramar, FL, 33027
  • Lends in Florida
  • ARIA Mortgage Solutions. We are a full-service mortgage company based in Miramar, FL. We specialize in Various residential loans. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Worldwide Mortgage Lending Group Inc
  • 3350 SW 148 AVE, Suite 204, Miramar, FL, 33027
  • Lends in Florida
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • South Florida Quality Mortgage Corp.
  • 12781 Miramar Pkwy. Ste# 303, Miramar, FL, 33027
  • Lends in Florida
  • "A hard equity loan is an asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are issued by private investors or companies.

    As a hard equity lender, we understand better your business needs, and are able to provide more flexible solutions for your specific circumstances"

  • Mint Mortgage
  • 3601 SW 160th Ave Suite 320, Hollywood, FL, 33027
  • Lends in Florida
  • Mint Mortgage is a division of Point Mortgage. We are based in Miramar, FL, and serve clients in the greater Miami and Fort Lauderdale areas. We are licensed to work across the state of Florida and offer a range of loan programs to choose from. Solutions to help reduce closing cost and find lowest rate available.

  • EZ Funding Group, Inc.
  • 3350 SW 148th Ave, Suite 228, Miramar, FL, 33027
  • Lends in Florida
  • EZ Funding Group, Inc. was established in 2000 by Jaime Charouf as the President/CEO of the company and from its inception EZ Funding Group, Inc., has made the commitment to provide clients in the state of Florida with the highest quality service and with the combination of diverse residential and commercial mortgages.

  • Power Financial Credit Union
  • 2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028
  • Lends in Florida
  • Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.