USDA Vs. FHA Pro and Con comparison in Tallahassee, Leon County, FL
In 2026, the USDA loan limit in Tallahassee, located in the county of Leon, FL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. This tool assists you in identifying the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, helping you choose which program is ideal for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Tallahassee, County of Leon, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Tallahassee, FL
The aim of Lendersa® is to connect you with the best USDA or FHA loan promptly and without difficulty. Choose one of three start points for connecting with lenders and discovering USDA loan programs.
The USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, and is only available in rural neighborhoods. In contrast to FHA loans which require at least a 3.5% down payment, USDA loans do not have a down payment requirement.
Holiday Finance is locally owned and operated. Since 1980 we have been serving our community and surrounding areas with Personal Loans and Auto Financing. We take great pride in using this knowledge to help you, our customer, with your financial needs and making sure your loan is the right loan for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.
Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.
8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.
10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809
Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.
Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.
7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,