USDA Vs. FHA Pro and Con comparison in Chattahoochee, Gadsden County, FL

In 2024, USDA loan limit in Chattahoochee, county of Gadsden, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Chattahoochee, county of Gadsden, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Chattahoochee, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • McClave State Bank
  • 101 East First Street, Mc Clave, CO, 81057
  • McClave State Bank is proud to be an independent, locally owned bank which has served the McClave community and surrounding area for over 100 years. We take great pride in the friendly, personal service we provide to our customers, as well as our ability to provide a broad range of financial services to help you achieve your financial goals.
  • Meredith Village Savings Bank
  • 24 NH Route 25, Meredith, NH, 03253
  • MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.
  • Co-op Credit Union Of Montevideo
  • 2407 E Highway 7, Montevideo, MN, 56265
  • The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
  • Michigan Tech Employees Federal Credit Union
  • 700 E Sharon Ave., Houghton, MI, 49931
  • The MTEFCU, was founded by employees of Michigan Tech University, which used to be the Michigan Mining School. The intention of the credit union was to provide employees access to loans with reasonable interest rates.Membership is open to anyone who lives, works, or conducts business in Houghton, Keweenaw, or Baraga Counties.
  • First National Bank of Las Animas
  • 535 Bent Avenue, Las Animas, CO, 81054
  • Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.
  • Mortgages On Main
  • 303 Cedar St E, Saint Joseph, MN, 56374
  • Mortgages on Main has been providing financing to Central Minnesota clients for nearly a quarter century, and we’re proud to be rooted amongst the people who call this area home. With a simple phone call to our office, you’ll be on your way to discovering financial solutions to all of your mortgage needs.
  • Financial Security Bank
  • 1011 Atlantic Ave, Kerkhoven, MN, 56252
  • When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.
  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
  • Everlasting Capital Corporation
  • 27B Sterling Dr, Rochester, NH, 03867
  • Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options. Everlasting Capital is your number one source for getting any deal done with the highest level of expertise