For 2026, the USDA loan limit in Perry, which is in Taylor, FL, stands at $336,500. In contrast, the FHA limit for single-family homes is set at $472,030.
Use the Lendersa® USDA loan calculator to evaluate and contrast today's best rates between USDA and FHA loans. This tool helps you ascertain the income, credit requirements, reserves, and documentation necessary for qualification. Additionally, the advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you in choosing the best program for your specific financial circumstances in
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| Type of Loan | Maximum Amount | Initial Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to obtaining the most favorable USDA or FHA loans quickly and with ease. You can choose from three options to match with lenders and USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage. It is accessible solely in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages are offered with no down payment required.
Enter your location to find out if it qualifies for USDA rural housing loan?
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