FHA Vs. USDA loan program for Perry, Taylor County, Florida

For 2026, the USDA loan limit in Perry, which is in Taylor, FL, stands at $336,500. In contrast, the FHA limit for single-family homes is set at $472,030.

Use the Lendersa® USDA loan calculator to evaluate and contrast today's best rates between USDA and FHA loans. This tool helps you ascertain the income, credit requirements, reserves, and documentation necessary for qualification. Additionally, the advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you in choosing the best program for your specific financial circumstances in .

USDA and FHA Loan Options in Perry, FL

Lendersa® is dedicated to obtaining the most favorable USDA or FHA loans quickly and with ease. You can choose from three options to match with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage. It is accessible solely in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages are offered with no down payment required.

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(850) 342-0250 Lender's profile and map Jefferson County Teachers Credit Union 1500 West Washington St, Monticello, FL, 32344 Lends in Florida Jefferson County Teachers Credit Union was chartered in June of 1964 for the sole purpose of serving its members by pooling of savings and lending of funds. The credit union is governed by a Board of Directors selected by the membership at the Annual Shareholders' Meeting. We have five Board members and three Supervisory Committee members.
(850) 973-2400 Lender's profile and map Madison County Community Bank 301 E. Base St., Madison, FL, 32341 Lends in Florida Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County
(386) 294-1901 Lender's profile and map Lafayette State Bank 340 West Main Street, Mayo, FL, 32066 Lends in Florida Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
(850) 488-6781 Lender's profile and map FLAG Credit Union 3115 Conner Boulevard, Tallahassee, FL, 32311 Lends in Florida FLAG Credit Union was originally chartered to serve the employees of the Florida Department of Agriculture and Consumer Services (FDACS). While we have expanded our field of membership and community access, we continue to highlight our proud roots and ongoing dedication to the FDACS
229-201-2219 Lender's profile and map Wimberly Funding LLC 101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301 Lends in Florida Wimberly Funding LLC: Your Trusted Financial Partner Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl
(850) 877-6168 Lender's profile and map Florida Rural Electric Credit Union 2916 Apalachee Parkway, Tallahassee, FL, 32301 Lends in Florida Florida Rural Electric Credit Union was chartered in December 1975 to serve the Rural Electric Cooperatives in Florida. The Credit Union was housed in the Florida Electric Cooperatives Association, Inc., (FECA) building in Tallahassee and served as a supported entity of the Associations member January 1999 the Credit Union Board.
(850) 222-4541 Lender's profile and map FAMU FCU 1610 South Monroe Street, Tallahassee, FL, 32301 Lends in Florida FAMU Federal Credit Union is a not for profit financial institution located at 1610 South Monroe Street Tallahassee, Florida 32301 in the United States. Established in 1935, FAMU Federal Credit Union is a low income and minority designated federal credit union with a Community Development Financial Institutions (CDFI) certification
(850) 942-9000 Lender's profile and map Envision Credit Union 600 N Monroe St, Tallahassee, FL, 32301 Lends in Florida Envision Credit Union in North Florida and South Georgia is dedicated to providing products and services that improve our members’ financial positions including checking accounts, savings accounts, mortgages, auto loans, business loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches in FL and GA
(850) 488-0035 Lender's profile and map First Commerce Credit Union 1741 Old St. Augustine Road, Tallahassee, FL, 32301 Lends in Florida "First Commerce is committed to the well being of our community and all of us living in it. We're committed to making a difference with every person we meet and proudly support organizations that show that same level of passion and commitment. Initially, it may be difficult to see the difference in the types of services"