FHA Vs. USDA loan program for Perry, Taylor County, Florida

For 2026, the USDA loan limit in Perry, which is in Taylor, FL, stands at $336,500. In contrast, the FHA limit for single-family homes is set at $472,030.

Use the Lendersa® USDA loan calculator to evaluate and contrast today's best rates between USDA and FHA loans. This tool helps you ascertain the income, credit requirements, reserves, and documentation necessary for qualification. Additionally, the advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you in choosing the best program for your specific financial circumstances in .

USDA and FHA Loan Options in Perry, FL

Lendersa® is dedicated to obtaining the most favorable USDA or FHA loans quickly and with ease. You can choose from three options to match with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

A USDA home loan is backed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or mortgage. It is accessible solely in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages are offered with no down payment required.

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(337) 432-6646 Lender's profile and map Reviews Basile State Bank 3031 Stagg Ave, Basile, LA, 70515 At Basile State Bank we pride ourselves on offering one-on-one personal service, strong financial expertise, products and services which are suited to the needs of our customers, and a commitment to reinvest in the local economy. These are just a few of the reasons for banking with your hometown bank. Bottom line, we are strong enough to serve you.
(318) 397-4243 Lender's profile and map Reviews Monroe Telco Federal Credit Union 4705 Cypress Street, West Monroe, LA, 71291 Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
(318) 340-9656 Lender's profile and map Reviews Centric Federal Credit Union 3711 Cypress Street, Suite 1, West Monroe, LA, 71291 Centric has been thriving for nearly 80 years! A credit union, first formed in 1937 for Brown Paper Co., has grown to serve more than 32, 000 members within Northeast Louisiana, today. Our desire is to hire the best of the best in financial and retail services. It is our privilege and honor to serve our members on their financial journey!
(870) 367-6221 Lender's profile and map Reviews Commercial Bank & Trust Company 212 West Gaines Street, Monticello, AR, 71655 In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.
(859) 575-4502 Lender's profile and map Reviews First Century Lending 2013 Merchant Dr, Suite 1, Richmond, KY, 40475 First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered: Home Mortgages Commercial Loans Personal Installments Home Equity
(304) 475-1900 Lender's profile and map Reviews Bank of Mingo 10 Commerce Drive, Williamson, WV, 25661 Bank of Mingo in Williamson, West Virginia, is a retail, commercial, and online bank that established in 1976. Since opening, our locally owned bank has assisted many residents and businesses within the Southern West Virginia and Eastern Kentucky areas. Our services include CDs, IRAs, savings and checking accounts
(833) 235-5300 Lender's profile and map Reviews The First National Bank of Williamson 68 E 2nd Avenue, Williamson, WV, 25661 First National Bank, we’re truly proud & honored to have been serving the coalfields of West Virginia & Kentucky since 1903. That’s more than a century of history dating back to the City of Williamson’s earliest days. Wallace Williamson, a member of the family who founded the city in the late 1800s, is also the founder of city’s very first bank.
(318) 449-4357 Lender's profile and map Reviews Louisiana Baptist Federal Credit Union 1250 MacArthur Drive, Alexandria, LA, 71303 Louisiana Baptist Federal Credit Union has been open since 1975. The credit union has assets totaling $5.26 Million and provides banking services to more than 900 members. The credit union is a religious-based credit union. Membership is also open to immediate family of current members.
(318) 442-8896 Lender's profile and map Reviews Louisiana Land Bank 3640 Bayou Rapides Road, Alexandria, LA, 71303 Louisiana Land Bank, ACA is headquartered in Monroe, Louisiana, with 11 locations state-wide to meet your agriculture and rural financing needs. Louisiana Land Bank has been Louisiana's premier agricultural lender for over 100 years. We are a locally owned and operated lending cooperative whose specialty and expertise are making agricultural loans.
(318) 443-2799 Lender's profile and map Reviews Southern Heritage Bank 5211 Jackson Street, Alexandria, LA, 71303 Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs! While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
(833) 253-2265 Lender's profile and map Reviews De Witt Bank and Trust Company 2nd And Jefferson Streets, De Witt, AR, 72042 Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans
(870) 304-3200 Lender's profile and map Reviews Timberline Federal Credit Union 1101 Main, Crossett, AR, 71635 In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.