For 2025, the USDA loan cap in Tiger-Point, within Santa Rosa county, FL, is $299,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to assess the most favorable USDA versus FHA rates today. Determine what income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Tiger-Point, Santa Rosa, FL
Loan Type
Loan Limit
Down Payment
USDA
$299,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Tiger-Point, FL
The aim of Lendersa® is to secure you the best possible USDA or FHA loan swiftly and without hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
Superb Mortgage and Real Estate was founded in 2008. This is a full service mortgage and real estate company. We specialize in finding the best mortgage for our clients financial situation. On the Real Estate side we also offer experienced agents who can assist with the purchasing or selling of residential properties.
1978 Dave Mugg began his career in the mortgage industry, joining a nationwide mortgage company and becoming one of the top producers in the country. After 3 years of working within the corporate structure, Dave realized the need for one on one service was not being met. In 1981 he started what is now called Oak Mortgage.
310 Via Vera Cruz Suite ste 210 and 211, San Marcos, CA, 92078
VanDyk Mortgage was organized in 1987 by Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years.We currently have over 500 employees with 93 branch office locations in 38 states across the U.S.
4542 Ruffner Street, Suite 240, San Diego, CA, 92111
Mortgage Lending Consulting Group Corp (MLCG) has experts available to assist with your mortgage needs. You will benefit from our 29 years of experience, specializing in providing Fannie Mae, FHA and VA insured mortgages. We will personally guide you through the entire process of refinancing your current home loan
7675 Dagget Street, Suite 330, San Diego, CA, 92111
Our Mission is to Providing trusted and knowledgeable commercial real estate financial solutions since 1972. As one of the largest privately held commercial real estate finance companies in the western United States, Pacific Southwest Realty Services (PSRS) has anchored its success by delivering financing that matches your needs.
4617 Ruffner Street, Suite 100, San Diego, CA, 92111
Utopia Management is a full service California property Management Company. We are the largest California property management company managing individual units throughout California, Washington and Nevada. Utopia Management® is relatively unique in that we can handle our client’s entire rental property management needs.
11323 E San Raphael Driveway, San Diego, CA, 92111
Hampton Mortgage Group are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
TOP NOTCH REALTY, INC are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why our goal is to keep you informed on trends in the marketplace using the latest statistics in your local area. With property values continuing to rise, real estate is a sound investment.
7840 Stalmer Street, Suite B15, San Diego, CA, 92111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7710 Balboa Avenue, Suite 209B, San Diego, CA, 92111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Home Hunters cover the County and provide caring, personalized residential real estate services that are backed by 25+ years of experience. Whether you are looking to purchase your own slice of San Diego, sell your home or income property, get a referral to a qualified tradesman, or find reliable property management, Home Hunters can help.