USDA Vs. FHA your options comparison in Tiger-Point, Santa Rosa County, FL

In 2025, USDA loan limit in Tiger-Point, county of Santa Rosa, FL is $299,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Tiger-Point, county of Santa Rosa, FL

Loan Type Loan Limit Down payment
USDA $299,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Tiger-Point, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bay Area Premier Mortgage, Inc.
  • 4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588
  • Bay Area Premier Mortgage, Inc., our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options.
  • 1st United Credit Union
  • 5901 Gibraltar Drive, Pleasanton, CA, 94588
  • It doesn’t get simpler, faster and friendlier than 1st United Credit Union. As one of the first credit unions in California, 1st United Credit Union was founded in 1932 and has been thriving in the San Francisco East Bay Area ever since. We believe in local, neighborly banking and hope you will too.
  • United Lending Partners
  • 4234 Hacienda Dr, Pleasanton, CA, 94588
  • United Lending and Realty Partners have joined together to help our customers meet their financial goals in the real estate market. If you are looking to refinance your mortgage, make that first home purchase, buy an investment property, or even sell your home, we have the Loan Officers and Real Estate Agents ready to assist you
  • Atlantic Pacific Funding
  • 7901 Stoneridge Dr. Ste 120, Pleasanton, CA, 94588
  • Atlantic Pacific Funding is a residential mortgage company offering mortgage services to residents throughout California. Our staff has over a combined 100 years of experience in the Mortgage and Real Estate Industry. What makes us great at what we do is our knowledgeable staff, responsiveness, accountability, and friendliness.
  • Bankers Lending Group
  • 231 G street, Suite 8, Davis, CA, 95616
  • At Bankers Lending Group you can Bank on our commitment to you and the community. Through our resources, experience and knowledge of lending we give it our all to make loans fund. With over 42 years of combined experience we have helped thousands achieve the American dream! We love to give back to the community that gives us so much
  • Alpha Omega Mortgage
  • 4204 Vista Way, Davis, CA, 95616
  • At Alpha Omega Mortgage. We are a full-service mortgage company based in Davis, CA. We specialize in FHA, First Time Home Buyer, Jumbo in Davis. We also serve the surrounding cities in Yolo County. Whether you are buying a home or refinancing in our around zip code 95616. we can help you realize your dream of home ownership
  • Bay Federal Credit Union.
  • 3333 Clares St, Capitola, CA, 95010
  • Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1.5 billion in assets.
  • Financial Solutions Home Loans Inc
  • 830 Bay Ave, Suite G, Capitola, CA, 95010
  • Jeri Skipper is your premier mortgage loan officer located in Soquel, California. Jeri offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Soquel area. Whether you are first time home buyer, purchasing your dream home,
  • Karma Mortgage Solutions, Inc.
  • 830 Bay Avenue, Suite A, Capitola, CA, 95010
  • "At Karma Mortgage Solutions, Inc. Our company provides a wide variety of loans. From the most popular ones like FHA, VA, Conventional, USDA, to commercial loans, bridge loans, construction loans, Manufacture homes, and more. FHA, VA, Conventional, USDA, to commerc Equal Housing Lender (Brokerage)."
  • InstaMortgage
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • By combining superior technology with expert advice, excellent customer service, and competitive rates, we deliver mortgage options that are tailored to each client's unique financial situation. A radically different mortgage experience is a result of our obsession for better service to our customers. Don’t take our word for it.
  • Premiere Properties and Mortgage Services Inc.
  • 2000 W Hedding St, San Jose, CA, 95128
  • Premiere Properties & Mortgage Services was established in 2008, servicing the San Francisco Bay Area. Candida Diaz CEO / Broker at Premiere Properties & Mortgage. My goal is to ensure that my clients are delighted with the representation they receive and that they know that they can stay in touch with me well after their transaction closes.