USDA Loan Vs. FHA loan for Woodlawn-Beach, FL [Santa Rosa County Rates 2023]

In 2025, USDA loan limit in Woodlawn-Beach, county of Santa Rosa, FL is $299,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodlawn-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(617) 876-5730 1209 miles Lender's profile and map Reviews North Cambridge Co-operative Bank 2360 Massachusetts Avenue, Cambridge, MA, 02140 The North Cambridge Co-operative Bank was chartered in 1912. We have operated continuously in this location since its inception. The bank’s primary mission has been to serve the banking needs of North Cambridge as well as the surrounding communities. We are proud of our Co-operative heritage and believe our financial strength demonstrates.
(617) 547-1900 1209 miles Lender's profile and map Reviews Cambridge Municipal Employees Federal Credit Union 795 Massachusetts Avenue, Cambridge, MA, 02139 Cambridge Municpal Employees Federal Credit Union differs from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and serve people.
(339) 788-9287 1209 miles Lender's profile and map Reviews Powerhouse Funding Corp 439 Columbia Rd, Suite 101, Hanover, MA, 02339 Powerhouse Funding Corp. is a residential mortgage brokerage in Hanover, Massachusetts, specializing in conventional and government mortgage lending products.We arrange residential mortgage loans for clients home purchase and home refinance needs through a vast array of lenders that we broker with.
(617) 495-4460 1209 miles Lender's profile and map Reviews Harvard University Employees Credit Union PO Box 382609, Cambridge, MA, 02238 Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more. Harvard affiliates and their family are eligible to join.
(800) 886-4848 1209 miles Lender's profile and map Reviews Allanach/Mortgage Group Corporation 76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062 "Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years. Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
(308) 762-1871 1209 miles Lender's profile and map Reviews Consumers Cooperative Federal Credit Union 217 Toluca Avenue, Alliance, NE, 69301 Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
+12254439259 1209 miles Lender's profile and map Reviews Edward Voccola & Co. LLC 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116 Edward Voccola & Co. LLC – Commercial Real Estate Financing Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide We offer the following kinds of loans; * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *
(844) 823-8637 1209 miles Lender's profile and map Reviews UC Funds 745 Boylston Street, Boston, MA, 02116 UC Funds is a national balance sheet provider of both debt and equity capital solutions that has provided over $3 billion dollars of capital solutions since 2010. UC Funds provides quick, reliable and customized financial solutions throughout the entire capital stack, including joint venture equity.
(800) 284-5989 1209 miles Lender's profile and map Reviews Northeast Bank 200 Berkeley Street, 17th Floor, Boston, MA, 02116 Northeast Bank (NASDAQ: NBN) is a full-service bank headquartered in Portland, Maine. We are both an experienced, balance sheet lender offering speed, certainty of execution and creativity to structure loan originations and acquisitions nationally, and a full-service bank serving customers in Western, Central, and Southern Maine
(617) 262-8455 1209 miles Lender's profile and map Reviews HIG Capital Llc 500 Boylston St, Boston, MA, 02116 H.I.G. Capital is a leading global private investment firm with $44 billion of equity capital currently under management.* H.I.G.'s family of funds includes private equity, real estate, growth equity and debt/credit. H.I.G. Capital has invested in and controlled over 300 organizations globally since it was founded more than 20 years ago.
(617) 233-5555 1209 miles Lender's profile and map Reviews Edward Voccola & Co., LLC 75 Arlington Street, Suite 500, Boston, MA, 02116 Edward Voccola & Co. LLC is a Private Equity & Joint Venture financial company based in New York City and have offices throughout the U.S & Internationally, We have a dedicated team of financial experts in commercial real estate finance and project funding delivering creative financing solutions consistently to worldwide clients.