FHA Vs. USDA loan program for Woodlawn-Beach, Santa Rosa County, Florida

In 2024, USDA loan limit in Woodlawn-Beach, county of Santa Rosa, FL is $299,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodlawn-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(951) 376-3456 https://www.redfordmortgage.com/ 1778 miles Lender's profile and map Reviews Redford Mortgage Capital 24641 Washington Avenue, Murrieta, CA, 92562 We are a full-service mortgage company based in Murrieta, CA. We specialize in Construction Loans & Home Improvement Loans in Murrieta, Temecula, Lake Elsinore, Menifee, Wildomar, & Riverside. We also serve the surrounding cities in Riverside County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
(951) 544-3199 https://www.casaagavemortgageservices.com/ 1778 miles Lender's profile and map Reviews Casa Agave Mortgage Services 41856 Ivy Street, Suite 112, Murrieta, CA, 92562 At Casa Agave Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
951-695-0901 http://equityplanningforlife.com 1778 miles Lender's profile and map Reviews Vintage Mortgage Firm 41760 Ivy Street, Suite 102, Murrieta, CA, 92562 Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality
(800) 760-8680 http://www.christiansencapital.com 1778 miles Lender's profile and map Reviews Christiansen Capital 25185 Madison Ave Ste. A, Murrieta, CA, 92562 Christiansen Capital is a trust deed investment firm and hard money lender conveniently located in Murrieta, California. Christiansen Capital has been assisting clients obtain “non-conventional” financing since 2005. Christiansen Capital was created to be the conduit between borrowers who can actually obtain conventional financing.
(619) 264-5611 http://www.merchantshomelending.com/ 1778 miles Lender's profile and map Reviews Merchants Home Lending 2305 Historic Decatur, Suite 100, San Diego, CA, 92106 Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
(619) 684-2722 https://www.gailfaber.com/ 1778 miles Lender's profile and map Reviews Premier Capital Mortgage 2730 Poinsettia Drive, San Diego, CA, 92106 Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
(619) 255-3182 http://www.wmrloans.com/ 1778 miles Lender's profile and map Reviews Wenhe Mortgage and Realty 2924 Emerson St, Suite 202, San Diego, CA, 92106 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(619) 454-0914 http://www.sicloans.com 1778 miles Lender's profile and map Reviews Shelter Island Capital 2915 Canon St., San Diego, CA, 92106 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 260-1660 http://sdfunding.com 1778 miles Lender's profile and map Reviews San Diego Funding 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106 "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
866 211 3344 https://www.nationwideconstructionloans.com 1778 miles Lender's profile and map Reviews Nationwide Jumbo Construction Loans 422 Rosecrans Street, Suite 14, San Diego, CA, 92106 Nationwide Construction Loans is approved with all of the major banks and Investors As A Consultant. Our 30 plus years of experience and reputation along with our nationwide construction loan volume, has allowed us to develop strong relationships with all of our lenders over the years.
(866) 933-1360 https://www.securedfinancialmortgage.com/ 1779 miles Lender's profile and map Reviews Secured Financial 7580 Fay Avenue, Suite 204, La Jolla, CA, 92037 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.