USDA Loan Vs. FHA loan pro & con Woodlawn-Beach, Santa Rosa County, FL

In 2025, the USDA loan limit in Woodlawn-Beach, located in Santa Rosa county, FL, is $299,000, whereas for a single-family home, the FHA limit is $356,362.

Take advantage of the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates. This will help you determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loan options side by side, supporting your decision on which program in is ideal for your financial situation.

Choosing USDA and FHA Loan Options in Woodlawn-Beach, FL

The purpose of Lendersa® is to quickly provide you with the best USDA or FHA loan without unnecessary complications. You can begin with one of three options leading to matched lenders and USDA programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in FL

The USDA home loan is a mortgage backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. This loan is specifically available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment, making it a distinctive and flexible option.

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(951) 781-0981 Lender's profile and map Reviews Printing Industries Credit Union 4333 Orange Street, Suite 100, Riverside, CA, 92501 We are proud to be a credit union, which means we are a not-for-profit cooperative. We are owned and operated by our membership, which is predominately made up of professionals within the graphic arts industry, as well as their family members. Not only do our members have access to many of the same types of products and services as offered by comme
(888) 589-1837 Lender's profile and map Reviews Mortgage Leads Network 3615 Main Street, Suite 103, Riverside, CA, 92501 Mortgage Leads Network, your trusted source since 1998, is a full service digital marketing agency specializing in mortgage, credit repair and foreclosure prevention lead generation and customer retention. Consider us your in-house marketing gurus that will save you time and money with the goal of increasing sales
(951) 543-2846 Lender's profile and map Reviews Rehab Loan Group, Inc. 3585 Main Ave, Suite 208, Riverside, CA, 92501 We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
(951) 742-7490 Lender's profile and map Reviews Broker Brothers Real Estate 3393 14th Street, Suite C, Riverside, CA, 92501 Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(949) 294-8411 Lender's profile and map Reviews pacific residential mortgage corp 522 N Cleveland St, Oceanside, CA, 92054 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(888) 893-7775 Lender's profile and map Reviews Pacific Coast Home Mortgage & Real Estate Inc 2424 Vista Way, Suite 105, Oceanside, CA, 92054 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(866) 411-5472 Lender's profile and map Reviews Home Mortgage Experts, Inc 2103 South El Camino Real, Suite 108, Oceanside, CA, 92054 Home Mortgage Experts is dedicated to guiding our borrowers throughout the mortgage process, sorting through the numerous mortgage options available and helping them decide which is best. We take pride in having low overhead which allows us to pass savings onto our customers resulting in low priced, low cost mortgages.
760 721 2689 Lender's profile and map Reviews North Coast Financial, Inc. 2424 Vista Way #202, Oceanside, CA, 92054 North Coast Financial, Inc. is a San Diego hard money lender (private money lender) with over 30 years of hard money loan experience. We specialize in fix and flip loans / rehab loans, land loans, hard money purchase loans, construction loans, cash outs, hard money refinances and other various bridge loans.
(909) 641-0527 Lender's profile and map Reviews ARE Mortgage Group, Inc 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(760) 213-6214 Lender's profile and map Reviews Maximum Mortgage & Real Estate Inc. 18301 Collier Avenue, Suite B, Lake Elsinore, CA, 92530 Maximum Mortgage & Real Estate Inc Full Service Real Estate, Mortgage and Property Management firm. We truly enjoy what we do and constantly look for ways to become better. We take pride in serving the community we live in and love the rich history and culture that North San Diego offers.
(760) 205-5762 Lender's profile and map Reviews Victory Home Mortgage Inc. 123 Main, Victorville, CA, 92392 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.