USDA Vs. FHA your options comparison in Navarre, Santa Rosa County, FL

In 2024, USDA loan limit in Navarre, county of Santa Rosa, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Navarre, county of Santa Rosa, FL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Navarre, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2300 Western Avenue, Manitowoc, WI, 54220
  • Holy Family Memorial Credit Union was chartered in 1961. We are a closed chartered credit union for Holy Family Memorial Medical Center. Our mission is to meet our membership’s financial needs through quality service at the best value while maintaining financial stability. We look to be here for our members now and for many years to come.
  • Shipbuilders Credit Union
  • 2001 Washington Street, Manitowoc, WI, 54220
  • Shipbuilders Credit Union has provided our members comprehensive, personalized and convenient service since 1938. Originally, Shipbuilders Credit Union was formed to service the employees and families of the Manitowoc Company. Shipbuilders Credit Union is a financial services company based out of 2001 Washington St, Manitowoc, Wi.
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  • 4400 Calumet Ave., Manitowoc, WI, 54220
  • Shoreline Credit Union was originally formed by a small group of employees from the Hamilton Manufacturing Company of Two Rivers. The Hamilton Employees Credit Union was run by part-time volunteers from a corner of the company’s personnel department. Later on, space was rented in a downtown building as the credit union grew.
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