USDA and FHA Pro and Con in Navarre, Santa Rosa County, FL
For 2025, the USDA loan limit in the area of Navarre, within Santa Rosa county, FL, is $336,500. Meanwhile, the FHA cap for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to compare the most competitive rates for USDA versus FHA loans today, and determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you select the program in that aligns with your financial requirements.
Loan Limits and Down Payment Requirements for 2025 in Navarre, Santa Rosa, FL
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Navarre, FL
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans without any hassle. Select one of three paths to find lenders that match and explore USDA loan programs tailored to your needs.
The USDA home loan, guaranteed by the Department of Agriculture and often known as the USDA rural development loan or mortgage, is designed for rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment, offering an appealing finance option for eligible borrowers.
Louie Loans, Inc. is a private money lender in Southern California. Unlike banks, we are not restricted to stringent underwriting guidelines and approval requirements. qualified developers and borrowers with quick acquisition financing for non-owner occupied property and also private investors with real estate secured investment.
At Ryder Mortgage Group we pride ourselves on our knowledge, professionalism, personal service, and competitive rates. We offer a diverse and comprehensive line of loan products to fit all of your mortgage needs. Integrity is the cornerstone of our business, and we believe a mortgage is about building relationships.
41185 Golden Gate Circle, Suite 201, Murrieta, CA, 92562
Real Estate Finance is my Expertise. Mortgage Loans & Lending are my passion. I help clients on a Daily Basis obtain financing even if they have been told no in the past. I exhaust all avenues to obtain a Mortgage for my Clients.
For Years I have put clients into homes that never thought it was possible with little or no $$ out of their pockets.
25096 Jefferson Avenue, Suite B-213, Murrieta, CA, 92562
Larry Locke, one of the best mortgage brokers in Murrieta, CA. I am completely committed to customer satisfaction. Larry Locke dedicated to giving his clients service that exceeds their expectations. Because of that dedication to excellence, nearly 100% of my clients are referrals from previous clients and real estate professionals.
38625 Calistoga Drive, Suite 200, Murrieta, CA, 92562
Patriot Pacific Financial Corp was 23 years in the making. Founder Charles Vamadeva, Broker and President, began in the mortgage industry in Oklahoma in the late 1990’s. Through years of learning proven ways to help more applicants become homeowners, Charles put together a Company that’s laser focused on Customer Service.
Brandon Roberts is a 16 year veteran of the mortgage and real estate industry who is certified as a Mortgage Planner through the CMPS Institute. He spends a great deal of time with each of his clients to develop a personal financial plan centered around the proper mortgage to meet their needs.
Bear Creek Realty’s goal is to provide our Customers with the best service, knowledge, and current techniques of buying, selling, and investing in Real Estate. Bear Creek Realty has over 150 years of experience handling all aspects of Real Estate. We pride our selves in making the transaction as easy as possible. It is our pleasure to serve you.
26395 Jefferson Avenue, Suite E, Murrieta, CA, 92562
Omni-Fund, Inc, where we specialize in residential mortgages. At Omni-Fund, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. NexGen Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
CIB Funding, a division of Golden Empire Mortgage, has been serving the mortgage industry in Southern California for over 22 years and also CIB Funding has led the Inland Empire in government lending for the past 10 years. FHA borrowers can expect excellent service from the most knowledgeable and experienced team of mortgage originators available.
