USDA Vs. FHA your options comparison in Adel, Cook County, GA

In 2024, USDA loan limit in Adel, county of Cook, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Adel, county of Cook, GA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Adel, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eagle Community Credit Union
  • 27042 Towne Centre Dr, Foothill Ranch, CA, 92610
  • Eagle Community Credit Union is a member-owned, not-for-profit cooperative. For over 80 years, we’ve held a commitment to service excellence and member satisfaction. It’s who we are. It’s in our DNA. We have a rich history. We began as Orange County Postal Credit Union in 1937, and for many years we exclusively helped postal
  • First Phase Financial Inc.
  • 26741 Portola Parkway, Suite E, Foothill Ranch, CA, 92610
  • "First Phase Financial Inc we only represent lenders who provide our clients the most competitive pricing in the market we also team with escrow-title companies that provide our clients the most competitive pricing in the market FIRST PHASE Financial Inc. different, unique is: our 1-on-1 Boutique Service"
  • Alwayzz Inc
  • 5405 Arrow Hwy, Suite 104, Montclair, CA, 91763
  • Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service. We want to help you achieve your dreams.
  • Shisong Zhang
  • 5206 Benito Street, Suite 211, Montclair, CA, 91763
  • We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
  • Partners Bank of California
  • 27201 Puerta Real, Suite 160, Mission Viejo, CA, 92691
  • Founded by a group of entrepreneurs in 2007, we pride ourselves in being the only business bank headquartered in South Orange County. We understand that business owners don't want a bank — they want a banker — a trusted advisor who can be an extension of their business and the partner they need. This is why we're Partners Bank of California.
  • LoanAction Mortgage Services
  • 24002 Via Fabricante, Suite 226, Mission Viejo, CA, 92691
  • LoanAction Mortgage Services is a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending. We are a direct-to-consumer mortgage company and we focus on three fundamentals: superior service, excellent rates and access to all types of home mortgage financing options.
  • Legacy Home Loans Inc
  • 25950 Acero, Suite 210, Mission Viejo, CA, 92691
  • At Legacy Home Loans our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of ReFinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life
  • Consumer Direct Home Loans
  • 25209 Terreno Drive, Mission Viejo, CA, 92691
  • At Consumer Direct Home Loans, where we specialize in residential mortgages. At Consumer Direct Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • South Coast Funding Group
  • 26381 Crown Valley Parkway, Suite 130, Mission Viejo, CA, 92691
  • At South coast funding group Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Open House Funding
  • 26842 Via Matador, Mission Viejo, CA, 92691
  • Open House Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.