USDA and FHA Pro and Con in Lakeland, Lanier County, GA
As of 2025, the USDA loan limit for Lakeland in Lanier County, GA, is $336,500. The FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare the best USDA vs. FHA rates available today. Determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Lakeland, Lanier County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lakeland, GA
Lendersa® is committed to helping you obtain the best USDA or FHA loan swiftly and without hassle. Begin with one of three methods to connect with lenders and discover suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making homeownership more accessible.
1172 Murphy Avenue, Suite 234, San Jose, CA, 95131
We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.
1590 Oakland Road, Suite B110, San Jose, CA, 95131
"Home buying" or "Refinancing" is such a significant investment, you want to be sure that the team you choose will help you make the wisest decision. If you want to feel confident that you are selecting the most financially beneficial mortgage product, getting the most competitive price, and receiving personalized attention and service.
5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
1630 Oakland Road, Suite A209, San Jose, CA, 95131
"GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California.
GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in Downtown San Jose. For over 25 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals.
1731 Technology Drive, Suite 590, San Jose, CA, 95110
We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
2033 Gateway Place, Suite 500, San Jose, CA, 95110
Professional real estate broker with years of experience in helping my clients finding their dream homes and selling their homes. We also work with many lenders to offer varieties of loan programs which suits better to our clients's financial needs. We have been in the real estate services business for many successful years.
200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110
"The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties.
With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110
C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
We pride ourselves in offering the lowest interest rate, lowest mortgage refinancing rates in California, great communication and seamless underwriting process. Your satisfaction is our TOP priority! We offer a variety of mortgage products at absolutely rock bottom rate with no closing cost for refinances.
