USDA Loan Vs. FHA loan for Valdosta, GA 2025

In 2025, USDA loan limit in Valdosta, county of Lowndes, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Valdosta, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

424-226-6280 Lender's profile and map Reviews F2YES 233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401 F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
(310) 261-5500 Lender's profile and map Reviews Prime Group 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401 Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
(877) 730-4999 Lender's profile and map Reviews Target Rate 710 Santa Monica Blvd, Santa Monica, CA, 90401 Target Rate is the culmination of 25 plus years in the mortgage industry. I have helped thousands of clients, trained other loan agents, real estate agents and processors. I have managed branches, overseen operations, underwriting, sales and most importantly held clients hands as they navigate through the most important financial transaction
(310) 496-4225 Lender's profile and map Reviews American Mortgage Capital 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(800) 505-8121 Lender's profile and map Reviews Evoque Lending 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401 Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
800 505 8121 Lender's profile and map Reviews Evoque Lending 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401 Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
(818) 830-7707 Lender's profile and map Reviews Montserrat Financial Group, Inc. 9024 Balboa Blvd, Northridge, CA, 91325 Montserrat Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(818) 437-4370 Lender's profile and map Reviews Northwest Financial Network Corporation 17907 Raymer Street, Northridge, CA, 91325 Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
(818) 839-0976 Lender's profile and map Reviews Chasity Lousteau 17337 Ventura Blvd, Suite 300, Encino, CA, 91316 Chasity is a licensed Real Estate Broker and Mortgage Loan Originator based at Huntington Group. She provides residential real estate services to homeowners in the West San Fernando Valley cities of West Hills, Woodland Hills, Topanga, Calabasas, Bell Canyon, Canoga Park, Chatsworth and surrounding areas throughout Los Angeles & Ventura Counties.
(818) 252-8552 Lender's profile and map Reviews California Prime Capital 17412 Ventura Blvd, Suite 131, Encino, CA, 91316 California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.