USDA Vs. FHA Pro and Con comparison in Alamo, Wheeler County, GA
For 2025, the USDA loan limit in Alamo, Wheeler County, GA is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare USDA vs. FHA rates today and see what income, credit, reserves, and documents are needed to qualify. The advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, helping you find the best program in for your financial needs.
2025 Loan Limits and Down Payments in Alamo, Wheeler County, GA
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
USDA and FHA Options in Alamo, GA
Lendersa® aims to promptly provide you with an ideal USDA or FHA loan, smoothly and without hassle. Choose one of three approaches to align with lenders and select USDA loan programs.
A USDA loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, specific to rural areas. It requires no down payment, unlike FHA loans, which need at least 3.5% down.
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