FHA Vs. USDA loan program for Vidalia, Toombs County, Georgia

In 2025, USDA loan limit in Vidalia, county of Toombs, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Vidalia, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(801) 627-8888 1737 miles Lender's profile and map Reviews Village Mortgage, Inc. 3852 South Washington Boulevard, Ogden, UT, 84403 Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
(801) 388-5888 1737 miles Lender's profile and map Reviews Talon Loans, LLC 920 Chamber St, Suite 11, Ogden, UT, 84403 Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(801) 627-8700 1737 miles Lender's profile and map Reviews Wasatch Peaks Credit Union 4723 Harrison Blvd, Ogden, UT, 84403 Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
(801) 621-4550 1737 miles Lender's profile and map Reviews Goldenwest Credit Union 5025 South Adams Avenue, South Ogden, UT, 84403 Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.
(623) 925-9710 1737 miles Lender's profile and map Reviews SunWest Credit Union 650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338 Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
(623) 432-2021 1737 miles Lender's profile and map Reviews Elite Mortgage Group 17580 W Lavender Ln, Goodyear, AZ, 85338 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(435) 787-2600 1740 miles Lender's profile and map Reviews Diversified Home Loans 165 E 1400 N, Suite 200, Logan, UT, 84341 Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
(800) 999-3961 1740 miles Lender's profile and map Reviews America First Credit Union PO Box 9199, Ogden, UT, 84409 America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.
(801) 416-3565 1741 miles Lender's profile and map Reviews Quick VA Loans 298 24th Street, Suite 435A, Ogden, UT, 84401 We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.
(385) 383-0123 1741 miles Lender's profile and map Reviews Loans Can Be FUN 2355 S 1900 W, Suite B West, Haven, UT, 84401 Making Mortgages FUN, one home at a time! Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy. It is my job to help you through this process and make it as stress-free as possible.
(801) 409-5001 1741 miles Lender's profile and map Reviews Bank of Utah 2605 Washington Blvd, Ogden, UT, 84401 Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.