USDA Vs. FHA Pro and Con comparison in Alma, Bacon County, GA
As of 2025, the USDA loan limit in Alma, located in Bacon County, GA, stands at $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates. This tool helps ascertain the required income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the most suitable program in for your specific financial needs.
2025 Loan Limits and Down Payment Needs in Alma, Bacon County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
USDA and FHA Loan Choices in Alma, GA
Lendersa® aims to efficiently find the best USDA or FHA loan for you, ensuring a smooth process. Choose one of three starting options that will connect you with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment whatsoever, enabling easier access to homeownership.
Countryside Lending Group LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Champion Credit Union was chartered by the state of Ohio in 1941. Since that time Champion Credit Union has grown to include more than 5, 900 members and assets of over 75 million dollars. The credit union began in the shipping room in 1942, but due to growth, has expanded with three locations to serve members
Midwest Mortgage is dedicated to making the mortgage loan process quick and easy for you! We provide a variety of mortgage loan types for purchase and refinance. You can be sure the mortgage loan you choose is exactly right for your budget and situation.We offer the most competitive interest rates in Ohio, and serve customers with mortgage loans.
Our mission here at IBEW Community Federal Credit Union is to assist our members in a manner that will be understanding and responsive to their changing financial needs. As we continue to expand our services and provide our members with more opportunities to invest and save their money, some things about us will always remain the same.
CommonCents is Crazy Good. Extraordinary. We are Not your typical credit union. We are Top notch. We are simply Sensible. CommonCents Credit Union is member-owned and was originally chartered as Goodyear Federal Credit Union on August 20, 1963. Our Vision is Most admired for passionately fulfilling financial dreams.
Horatio State Bank has been family owned and operated since 1905, putting us in the unique position of living and working alongside you. As a full service bank, we at HSB would love for you to join our family and let us help you meet your financial needs. At Horatio State Bank in Arkansas, they have supplied customers with various options.
Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
