USDA and FHA Pro and Con in Baxley, Appling County, GA

In 2024, USDA loan limit in Baxley, county of Appling, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Baxley, county of Appling, GA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Baxley, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tribune Investments and Loans
  • 15650 Devonshire Street, Suite 100, Granada Hills, CA, 91344
  • Tribune Investments and Loans will give you the personal attention you deserve with the respect you are due as a valued customer. We are known for integrity and experience in the mortgage industry, we are committed to break down the barriers to owning a home and to educate consumers.
  • Franklin Express Mortgage Inc.
  • 10723 White Oak Avenue, Granada Hills, CA, 91344
  • Franklin Express Mortgage Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southwest Mortgage
  • 17045 Chatsworth Street, Granada Hills, CA, 91344
  • Southwest Mortgage are fractionalized, different investors own various percentages of the loan, meaning that each investor is putting up less than the entire amount required for the loan. An assignment of their interest in the trust deed is recorded with the county recorder. Even trust deed investors.
  • Valleywide Capital Group Inc
  • 10315 Woodley Avenue, Suite 114, Granada Hills, CA, 91344
  • Valleywide Lending. Our mission is to serve our clients with honesty, integrity and competence. We offer an array of loan products and our goal is to give our clients customized mortgage solutions while providing them with the most competitive interest rates and lowest closing costs available in the market.
  • 3CALoan
  • 10324 Woodley Avenue, Granada Hills, CA, 91344
  • CALoan is a mortgage brokerage, providing niche loan programs like STATED INCOME VERIFIED ASSET, conventional 5% down, bank statements, private loan, etc. 3CALoan is a specialist in difficult loan funding in Southern California.call us for a free consultation! Call us today at (818) 3CA-Loan or (818) 322-5626
  • private money lenders
  • 17715 Chatsworth Street suite 111, Granada Hills, CA, 91344
  • We are one of the largest private money lending firms in Granada Hills, CA. Our clients derive a great deal of trust as a result of our unique long-term relationships. Our knowledgeable management team is comprised of competent industry veterans, with many years of experience with all facets of the real estate finance industry.
  • Lone Oak Fund
  • 11611 San Vicente Blvd, Suite 640, Los Angeles, CA, 90049
  • Lone Oak Fund, LLC is a direct portfolio lender capitalized at one billion dollars. The Fund was established in 2003 by experienced real estate developers, Gerald A. Ducot and James A. Rothstein. Lone Oak Fund has focused on short term bridge loans, secured by first trust deeds on California real estate
  • Empyrean Funding and Management
  • 11677 San Vicente Boulevard, Suite 206, Los Angeles, CA, 90049
  • Our mission is to match each of our clients with the right loan one that takes into account individual needs and lifestyles, not just the rate and terms. Then we facilitate the mortgage process, exploring all the possible options, offering advice and guidance. We assist our clients throughout the process.
  • Federal Commercial Funding
  • 16133 Ventura Blvd, 7th Floor, Encino, CA, 91436
  • Federal Commercial Funding’s multifamily and commercial lending division offers nationwide lending and has consistently earned a reputation as a company that delivers. Our lending programs cover loans for multifamily, retail, office, industrial and Bridge Loans for all asset types.
  • Elite Equity Consultants, Inc.
  • 16055 Ventura Boulevard, Suite 465, Encino, CA, 91436
  • "Elite Equity is the Premier Real Estate & Mortgage Company in Southern California. Founded in 2005, the Company was always focused on offering their clients a One-Stop Real Estate & Finance Solution. As a Boutique Brokerage By Design, we specialize in representing our Clients with First Class Service on both sides of the transaction.
  • Land Brothers Mortgage & Realty
  • 16300 Ventura Blvd, Suite 100, Sherman Oaks, CA, 91436
  • Land Brothers Mortgage & Realty All our loan officers take very seriously the fact that purchasing a home or an investment property is likely the largest purchase you will ever make. Something this important shouldn’t be left to chance. If you are looking to purchase a new home or refinance an existing one.