USDA Vs. FHA your options comparison in Baxley, Appling County, GA

In 2025, the USDA loan limit for a single-family home in Baxley, within Appling county, GA, is $336,500. For FHA loans, the limit is $472,030.

With Lendersa® USDA loan calculator, you can evaluate today’s USDA versus FHA rates, helping you determine the income, credit, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, guiding you to choose the best one in for your financial strategy.

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2025 Loan Limits and Downpayment Requirements in Baxley, Appling, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Baxley, GA

Lendersa® focuses on obtaining the most favorable USDA or FHA loan swiftly and effortlessly for you. Begin by selecting from three available methods that align you with lenders offering USDA loan programs.

Lendersa USDA loan request and matched results

Understanding USDA Loans in GA

A USDA home loan is government-backed, provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's reserved for use in rural locations only. Unlike FHA loans, which necessitate a 3.5% down payment at minimum, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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