USDA VS FHA in Douglas, Coffee County, GA

In 2025, the USDA loan ceiling in Douglas, Coffee County, GA is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare the leading USDA and FHA rates today and determine the income, credit reserves, and documents needed for qualification. With our cutting-edge mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in Alabama best suits your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Douglas, Coffee County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Douglas, GA

The mission of Lendersa® is to link you to the most suitable USDA or FHA loan quickly and effortlessly. Start with any of the three paths to match with appropriate lenders and USDA loan programs.

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An Introduction to USDA Loans in GA

A USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans that demand a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.
  • Black Hills Federal Credit Union
  • 200 Main Street, Rapid City, SD, 57701
  • BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.
  • Unify Home Lending
  • 2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
  • We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.
  • OMNI HOME FINANCING LLC
  • 1508 Mt Rushmore Road, Rapid City, SD, 57701
  • Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.
  • HERITAGE HOME LENDING
  • 2209 Mount Rushmore Rd, Suite 1, Rapid City, SD, 57701
  • Heritage Home Lending is a Mortgage Brokerage founded in Rapid City, SD. The goal is your peace of mind. The goal is to earn your trust and exceed your expectations. Jesse Herrington and Brady MacIver are two very experienced loan officers that will be working diligently on your behalf.
  • Del Norte Bank
  • 705 Grand Ave, Del Norte, CO, 81132
  • Del Norte Bank was chartered as Del Norte Building and Loan Association on May 9th, 1921 by Charles W. Donnen, William Johnson, Louie Eickenrodt, J.H. Weiss, and J.P. Russell. The purpose of the building and loan was to provide a safe place to save money and to offer financing for families to build homes.
  • Cedar Home Loans LLC
  • 120 Buffalo Court, Dillon, CO, 80435
  • Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.
  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
  • Dakota Star Federal Credit Union
  • 3122 W St Louis Street, Rapid City, SD, 57702
  • Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.