USDA and FHA Pro and Con in Americus, Sumter County, GA
In the year 2025, the USDA loan threshold in Americus, Sumter County, GA, stands at $336,500. In comparison, the FHA maximum for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate competitive USDA and FHA rates available today. Identify the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA options concurrently, assisting you in choosing the most suitable program in Alabama based on your financial needs.
Loan Caps for 2025 and Downpayment Details in Americus, Sumter County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Americus, GA
The mission of Lendersa® is to provide you with the best USDA or FHA loan conveniently and promptly. Choose one of three paths that connect you with compatible lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture; it is often referred to as a USDA rural development loan or USDA mortgage. Available only in rural areas, it demands no down payment, unlike FHA loans which require a minimum of 3.5% down.
As one of the oldest financial institutions in Christian County the First National Bank of Pana was chartered on June 26, 1930. Local businessmen built the Bank to fill a void in the local community created by the collapse of two prior financial institutions; Schuyler State Bank and National Bank of Pana during the great depression.
CrossRoads Financial Federal Credit Union is committed to providing the services that our members need now and in the future. Our mission will always be to help our members meet their financial needs, one CrossRoads at a time. While much has changed since 1950, the credit union continues to follow the journey set by our founding members.
Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley.
We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
959 North Commercial Avenue, Saint Clair, MO, 63077
We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.
We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
