USDA Vs. FHA your options comparison in Americus, Sumter County, GA
In the year 2025, the USDA loan threshold in Americus, Sumter County, GA, stands at $336,500. In comparison, the FHA maximum for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate competitive USDA and FHA rates available today. Identify the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA options concurrently, assisting you in choosing the most suitable program in Alabama based on your financial needs.
Loan Caps for 2025 and Downpayment Details in Americus, Sumter County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Americus, GA
The mission of Lendersa® is to provide you with the best USDA or FHA loan conveniently and promptly. Choose one of three paths that connect you with compatible lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture; it is often referred to as a USDA rural development loan or USDA mortgage. Available only in rural areas, it demands no down payment, unlike FHA loans which require a minimum of 3.5% down.
MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.
2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
We promise to provide exceptional customer service, competitive rates and a fast response. We have established relationships with lenders throughout the country and are able to get your loans financed quick. Boston Realty Funding is committed to providing a solution to your real estate financing needs.
1370 Dorchester Ave, Suite 24, Dorchester, MA, 02122
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Apex Capital is a private investment firm specializing in real estate secured credit investments throughout the Northeast United States We provide our real estate investor clients with bridge financing to purchase, refinance, construct, or renovate their residential and commercial investment properties when traditional lenders.
Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.
