As of 2026, the USDA loan limit in Cordele, within Crisp County, GA, is $336,500. For a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate top USDA vs. FHA rates available today and determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in Alabama is best suited for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to quickly connect you to the best USDA or FHA loan available without any hassle. Choose from one of three initial paths to link up with matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture—commonly called a USDA rural development or USDA mortgage loan—is available exclusively in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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