USDA Vs. FHA your options comparison in Cordele, Crisp County, GA

As of 2025, the USDA loan limit in Cordele, within Crisp County, GA, is $336,500. For a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate top USDA vs. FHA rates available today and determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in Alabama is best suited for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Cordele, Crisp County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Cordele, GA

Lendersa® strives to quickly connect you to the best USDA or FHA loan available without any hassle. Choose from one of three initial paths to link up with matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in GA

The USDA home loan, guaranteed by the Department of Agriculture—commonly called a USDA rural development or USDA mortgage loan—is available exclusively in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • West Community Credit Union
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  • Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology. As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
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  • Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.
  • Rockingham Equity, PMA
  • 1775 I Street NW, Washington, DC, 20006
  • We specialize in helping homeowners protect themselves from foreclosures. We are the experts you need, no matter if you have a conventional mortgage with a bank, a hard money loan, a government backed loan, a problem with an HOA, your land patent is being challenged, or anything in between.
  • Columbia National Real Estate
  • 1667 K Street NW, Suite 510, Washington, DC, 20006
  • ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
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  • Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
  • IDB Global Federal Credit Union
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  • The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.