USDA Loan Vs. FHA loan for Montezuma, GA [Macon County ]

As of 2026, the USDA loan limit in Montezuma, located in Macon, GA, is $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Make use of the Lendersa® USDA loan calculator to effectively compare today's leading USDA and FHA rates. This tool helps determine the necessary income, credit scores, reserves, and documents needed to qualify. By utilizing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the best program that fits your financial requirements in .

Available USDA and FHA Loan Alternatives in Montezuma, GA

Lendersa® is committed to connecting you with the ideal USDA or FHA loan options swiftly and with minimal effort. Begin your journey by choosing one of three initial pathways, leading to lenders and USDA loan capabilities.

Results for Lendersa USDA loan requests and matches

An Overview of USDA Loans in GA

The USDA home loan is a mortgage assured by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. These are solely available in rural regions. Differing from FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(855) 834-7336 Lender's profile and map Reviews Green Mortgage Corp 1007 Curtiss St, Suite 8, Downers Grove, IL, 60515 Green Mortgage Corp We continue to build our reputation for personalized service and quality solutions with each and every client. We are dedicated to offering flexible solutions that work for you while also providing consistent results that meet our standards. Our team is large enough to deliver professional grade, durable solutions.
(773) 425-2373 Lender's profile and map Reviews Neighborhood Loans, Inc. 1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515 "Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982 At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority. Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."
(773) 328-7500 Lender's profile and map Reviews Selfreliance Federal Credit Union 2332 West Chicago Avenue, Chicago, IL, 60622 Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,
(773) 340-4747 Lender's profile and map Reviews Silvercreek Finance Corp 1701 N. Ashland Ave, Chicago, IL, 60622 Silvercreek Finance our loan officers: provide you with the tools and support to help you focus on your clients and be more efficient in the loan origination process. Transparent pricing, sales and marketing support, great bonus plan and the opportunity to grow within a company that’s built around you – the loan officer.
(855) 610-1112 Lender's profile and map Reviews NewCastle Home Loans 1700 W Cortland Street, Suite 207, Chicago, IL, 60622 Headquartered in Bucktown Chicago, our mortgage team offers a variety of loan options in Illinois, Indiana, Michigan, Florida, and Tennessee. Get to know our team and see why we decided to change the game in mortgage lending. We're a full-service mortgage lender. We'll handle your loan from start-to-finish.
(773) 245-6265 Lender's profile and map Reviews Chicago Hard Money and Bridge Loans 1520 N Damen, Suite D, Chicago, IL, 60622 Chicago Bridge Loan is a hard money lender offering loans throughout Chicago. They provide cash out hard money loans, rental property loans, short term fix and flip loans, hard money bridge loans, and commercial hard money loans. Their loan parameters are versatile, including loans with a maximum LTV of 60%, terms between 6 months and 18 months.
(309) 342-1775 Lender's profile and map Reviews Galesburg Burlington Credit Union 476 E South Street, Galesburg, IL, 61401 Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
(309) 343-1777 Lender's profile and map Reviews Gale Credit Union 631 North Henderson Street, Galesburg, IL, 61401 Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
(309) 342-8161 Lender's profile and map Reviews Tompkins State Bank 1380 N. Henderson St, Galesburg, IL, 61401 Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
(309) 343-7141 Lender's profile and map Reviews F&M Bank Illinois 21 E. Main St, Galesburg, IL, 61401 The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
(269) 459-1777 Lender's profile and map Reviews Community Promise Federal Credit Union 1313 Portage Street, Kalamazoo, MI, 49001 We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.