USDA Loan Vs. FHA loan pro & con Montezuma, Macon County, GA

In 2025, USDA loan limit in Montezuma, county of Macon, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Montezuma, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(706) 443-5010 Lender's profile and map Reviews STATEWIDE MORTGAGE, LLC 316 South Lewis Street, Lagrange, GA, 30241 Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
(229) 336-5225 Lender's profile and map Reviews Bank Of Camilla 50 E. Broad St, Camilla, GA, 31730 The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
(478) 552-6901 Lender's profile and map Reviews The Geo. D. Warthen Bank 216 N. Harris St., Sandersville, GA, 31082 Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force). In 1871, a rear corner of the building was partitioned off
(478) 552-5116 Lender's profile and map Reviews Citizens Bank of the South 132 South Harris Street, Sandersville, GA, 31082 Citizens Bank of the South has changed considerably over the past several decades, CBOTS is committed to its loyal customers, prudent growth, and personal and professional service. We invite you to browse our newly branded website, visit any of our four convenient locations, or give our friendly customer services.
(678) 521-2475 Lender's profile and map Reviews MORAN FINANCIAL GROUP LLC 4594 Cloister Circle, Hampton, GA, 30228 We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
(912) 386-4700 Lender's profile and map Reviews Mount Vernon Bank 101 Railroad Avenue, Mount Vernon, GA, 30445 MOUNT VERNON BANK was chartered and is what we know today as the oldest bank in this area. The officer’s in 1901 were as follows; President, Dr. J.H. McArthur, Vice-President, Alex McArthur, Cashier, W.A. Peterson; Director’s W.H. McQueen, L.B. McLemore, D.A. McRae, William H. Arthur and Joseph W. Sharpe
(800) 484-3630 Lender's profile and map Reviews Grissom Wolfe Mortgage 8300 Knollbrook Lane, Suite 100, McDonough, GA, 30253 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the most competitive interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(912) 529-4431 Lender's profile and map Reviews Georgia First Bank 1202 Second Street, Soperton, GA, 30457 Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar
(770) 212-3865 Lender's profile and map Reviews Select Mortgage Group 255 Racetrack Road, Suite 24, McDonough, GA, 30252 Select Mortgage Group, Inc.is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
(912) 384-1100 Lender's profile and map Reviews First National Bank of Coffee County 420 South Madison Ave, Douglas, GA, 31533 First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.
(912) 384-2233 Lender's profile and map Reviews Douglas National Bank 211 East Ward Street, Douglas, GA, 31533 Douglas National Bank staff members carry a card which states our commitment to service quality. In summary, the card states that: It is the responsibility of each employee to create a positive work environment with emphasis on teamwork and efficiency in meeting customer's needs. We will think and act with a sense of urgency so that our customers.