USDA Loan Vs. FHA loan pro & con Atlanta, Fulton County, GA

In 2025, USDA loan limit in Atlanta, county of Fulton, GA is $377,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Atlanta, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(415) 492-2832 Lender's profile and map Reviews Financial Concepts Inc 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903 Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs. Our real estate division specializes in residential, investment and relocation properties for both buyers.
(415) 250-8908 Lender's profile and map Reviews Mayfair Mortgage 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903 Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
(415) 215-5987 Lender's profile and map Reviews Capital Mortgage Consultants Inc 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903 "Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people. Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."
(415) 360-3517 Lender's profile and map Reviews California Mortgage Advisors, Inc 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903 California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
(415) 883-5020 Lender's profile and map Reviews Best Collateral 285 Bel Marin Keys Blvd, Novato, CA, 94949 We’ve reinvented the pawnbroker experience. Our customers love shopping at our pawn shops, because we’ve created the look and feel of a retail store, while offering merchandise at wholesale prices. Visit our online pawn shop merchandise website to browse our entire inventory and pleasant and secure locations in Northern California, Best Collateral
(415) 306-8377 Lender's profile and map Reviews Lend Agents Mortgage Inc. 372 Bel Marin Keys, Suite H, Novato, CA, 94949 As an independent mortgage company our goal is to provide the lowest rates and best service to our customers. Because we work with many lenders, including major banks, small lenders, insurance and trust companies, and private funds, we can offer you the most competitive rates in the industry.
(707) 763-6290 Lender's profile and map Reviews emortgages.com 1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954 Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
(707) 763-7944 Lender's profile and map Reviews Redwood Empire Home Loans, Inc. 1930 Primrose Drive, Petaluma, CA, 94954 At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(415) 660-9707 Lender's profile and map Reviews FJM Private Mortgage Fund 1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954 First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
415-248-1167 Lender's profile and map Reviews FJM Private Mortgage Fund 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954 Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.
(415) 209-9500 Lender's profile and map Reviews Varris Inc. 1450 Grant Avenue, Suite 204, Novato, CA, 94945 VARRIS Mortgage Solutions is a unique company that partners with credit unions and other lenders to offer flexible programs and low rates. We serve local communities in Northern California and have a very large client base in Southern California as well.We are highly experienced qualifying all types of applicants, from traditional to self-employed.