USDA VS FHA in Gresham-Park, DeKalb County, GA

In the year 2026, the USDA loan limit in Gresham-Park, located in the county of DeKalb, GA, amounts to $330,200. Meanwhile, for a single-family home, the FHA limit is set to $412,850.

Try Lendersa®'s USDA loan calculator for a thorough comparison of today's USDA and FHA optimal rates. Determine the required income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA offerings side by side. This empowers you to identify the right program for your financial circumstances in .

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Loan limits and down payment requirements for 2026 in Gresham-Park, DeKalb, GA

Type of Loan Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loans in Gresham-Park, GA

The aim of Lendersa® is to swiftly and seamlessly acquire the best USDA or FHA loans for you. Begin with any of the three options to match lenders with relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, endorsed by the government's Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is applicable only in rural areas. In contrast to FHA loans which require a minimum down payment of 3.5%, a USDA mortgage necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Gresham-Park Lenders

  • Community Lending Solutions Inc
  • 801 Moreland Avenue, Suite B, Atlanta, GA, 30316
  • Lends in Georgia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • SL Lending
  • 1939 Hosea Williams Drive, Atlanta, GA, 30317
  • Lends in Georgia
  • Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.

  • Dimensions Mortgage LLC
  • 777 Cleveland Avenue, Suite 101, Atlanta, GA, 30315
  • Lends in Georgia
  • The Dimensions Mortgage Company is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • CR Mortgage Solutions Inc
  • 585 Grant Street South East, Atlanta, GA, 30312
  • Lends in Georgia
  • CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home

  • APCU
  • 3900 Crown Road, Atlanta, GA, 30380
  • Lends in Georgia
  • APCU was chartered in 1925 as the state’s first not-for-profit financial institution. Like all credit unions, APCU is a member owned cooperative. As a non-profit organization, we return profits to our members in the form of better rates and fewer fees. Once a member, you’re always a member, even if you change employers, retire, or relocate.

  • The Millennium Financial Solutions Inc
  • 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • BOND Community Federal Credit Union
  • 433 Moreland Ave NE, Atlanta, GA, 30307
  • Lends in Georgia
  • BOND Community Federal Credit Union was officially chartered in 1972 as a not-for-profit, member-owned financial institution. It had taken over two years of tenacity and a $2500 loan from the local Mennonite Church to convince NCUA (National Credit Union Administration, our federal regulatory agency) of its worth.

  • Highland Mortgage
  • 664 Seminole Ave NE, Suite 101, Atlanta, GA, 30307
  • Lends in Georgia
  • Highland Mortgage is not only a different kind of mortgage experience, it's a different kind of mortgage company. We are employee-owned. No hedge funds. Just knowledgeable industry leaders making a difference for our clients. Our Mission is to better the lives of our clients, referrel partners and employees through transparency, simplicity.

  • 1st Choice Credit Union
  • 315 Auburn Ave, Atlanta, GA, 30303
  • Lends in Georgia
  • 1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.