USDA Vs. FHA Pro and Con comparison in Gresham-Park, DeKalb County, GA
In the year 2025, the USDA loan limit in Gresham-Park, located in the county of DeKalb, GA, amounts to $330,200. Meanwhile, for a single-family home, the FHA limit is set to $412,850.
Try Lendersa®'s USDA loan calculator for a thorough comparison of today's USDA and FHA optimal rates. Determine the required income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA offerings side by side. This empowers you to identify the right program for your financial circumstances in .
Loan limits and down payment requirements for 2025 in Gresham-Park, DeKalb, GA
Type of Loan
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loans in Gresham-Park, GA
The aim of Lendersa® is to swiftly and seamlessly acquire the best USDA or FHA loans for you. Begin with any of the three options to match lenders with relevant USDA loan programs.
A USDA home loan, endorsed by the government's Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is applicable only in rural areas. In contrast to FHA loans which require a minimum down payment of 3.5%, a USDA mortgage necessitates no down payment.
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